3 Bluff Rd, Florence, CO 81226 Property Records

Fremont County property record for 3 Bluff Rd, Florence, CO 81226 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,008 sqft · built 1993
Lot Size	0.487 acres (21,210 sqft)
Owner	Individual Name on File
Tax Bill	$983 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R029574`

Property Details

APN / Parcel Number

Primary APN	`R029574`
Alternative APN	`98604536`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	1,344 sqft
1st Floor Area	1,008 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,210 sqft (0.487 acres)
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R029574
Street Address	3 BLUFF RD
City	FLORENCE
State	CO
Zip	81226-8905
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 THE BLUFFS REF FROM 982-04-336/984-04-019
Legal Subdivision	THE BLUFFS
Legal Lot Number	3
Jurisdiction	FREMONT CO
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1028
Census Tract	979400

Owner

Source: Fremont County records · APN R029574

Assessment roll updated May 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3 BLUFF RD, FLORENCE, CO 81226-8905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Feb 14, 2011
Transfer Doc	0000883537
Record Updated	Sep 20, 2026

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREMONT CO
Recording Date	Jan 20, 2020
Property Address	3 BLUFF RD, FLORENCE, CO 81226-8905
Document Number	0000981946
Instrument Date	Jan 16, 2020
Instrument	981946
Transaction Type	Transfer
Record Updated	Feb 17, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$18.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 BLUFF RD FLORENCE CO 812268905, FLORENCE, CO 81226-8905

Mortgage

Document Number	981947
Date	Jan 20, 2020
Instrument	981947

Lender

Name	PIVOT LNDG GROUP
Address	LITTLETON, CO 80127

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 19, 2050

Tax Assessment & Valuation

Source: Fremont County records · Assessment roll updated May 27, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Fremont County
Municipality	Williamsburg Town
Unified School District	Fremont RE-2 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$983.00 (+47.16%)	$15,106 (+2.1%)	$241,696 (+9.46%)
2024	$668.00 (+1.98%)	$14,795 (+42.27%)
2023	$655.00 (-1.06%)	$10,399 (-0.12%)	$220,816 (+47.4%)
2022	$662.00	$10,411	$149,804

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fremont County (08043C), updated October 23, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080439794001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force 1 of 1 on primary residences

Wildfire

Wildfire Risk	Moderate above 64% of the US · above 54% of Colorado
Wildfire Likelihood	About 1 in 629 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.