3 Bluff Dr, Steep Falls, ME 04085 Property Records

Cumberland County and Standish Town property record for 3 Bluff Dr, Steep Falls, ME 04085

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,440 sqft · built 1980
Lot Size	1.22 acres (53,143 sqft)
Owner	2 Individual Names on Record
Last Sale	$358,100 (May 2021)
Tax Bill	$3,548 (2025)
Deeds & Mortgages	May 2021 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`STAN M:8 L:45-1`

Property Details

APN / Parcel Number

Primary APN	`STAN M:8 L:45-1`
Alternative APNs	`M:8 L:45=1` `S4667R`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,440 sqft Living Area
Gross Area	3,336 sqft
1st Floor Area	864 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	53,143 sqft (1.22 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	S4667R
Street Address	3 BLUFF DR
City	STEEP FALLS
State	ME
Zip	04085-6854
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE
Legal Subdivision	PINE BLUFF
Legal Lot Number	45-1
Jurisdiction	STANDISH ME
Township / Civil Division	STANDISH
Census Block Group	1
Census Block	1006
Census Tract	17004

Owner

Source: Cumberland County and Standish Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 BLUFF DR, STEEP FALLS, ME 04085-6854
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
Jul 8, 2019	Warranty Deed, Transfer · VA Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2021 · Amount on Record
Deed Sale	May 25, 2021 · Amount on Record
Prior Sale	Jul 8, 2019 · Amount on Record
Deed Document Number	202136872
Deed Book / Page	38230 / 229
Record Updated	Sep 20, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANDISH ME
Recording Date	May 25, 2021
Property Address	3 BLUFF DR, STEEP FALLS, ME 04085-6854
Document Number	0382300229
Book / Page	38230 / 229
Instrument Date	May 24, 2021
Instrument	36872
Transaction Type	Transfer
Record Updated	Jun 7, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	36873
Date	May 25, 2021
Instrument	36873

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANDISH ME
Recording Date	Jul 8, 2019
Property Address	3 BLUFF DR, STEEP FALLS, ME 04085-6854
Document Number	0357790212
Book / Page	35779 / 212
Instrument Date	Jul 1, 2019
Instrument	29844
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6071 YANKEE DR, KETCHIKAN, AK 99901-9735

Mortgage

Document Number	0000029845
Date	Jul 8, 2019
Instrument	29845

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cumberland County and Standish Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Standish Town
Unified School District	School Administrative District 06 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,548.00 (+5.63%)	$286,100 (+7.31%) Land $87,400 Building $198,700
2024	$3,359.00 (+6.33%)	$266,600 (+16.88%) Land $80,900 Building $185,700
2023	$3,159.00 (+3.95%)	$228,100 (+8.46%) Land $69,600 Building $158,500
2022	$3,039.00	$210,300 Land $62,600 Building $147,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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