Flagler County property record for 3 Biscayne Pl, Palm Coast, FL 32137
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,684 sqft · built 2002 |
| Lot Size | 0.251 acres (10,934 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $196,000 (May 2019) |
| Tax Bill | $2,699 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7035-01100-0120 |
| Primary APN | 07-11-31-7035-01100-0120 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,684 sqft Living Area |
| Gross Area | 2,387 sqft |
| 1st Floor Area | 1,684 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,934 sqft (0.251 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3 BISCAYNE PL |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32137-9303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SEC 35 BL 110 LT 12 OR 432 PG 526 OR 436 PG 755 OR 553 PG 1539 OR 588 PG 1098 OR 783 PG 1767 OR 803 PG 1351 OR 824 PG 683 OR 871 PG 1833 OR 1819/526 OR 1828/1799 OR 2153/684 OR 2355/1402 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 110 |
| Legal Lot Number | 12 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 60215 |
3 Biscayne Pl is owned and occupied by two individuals who bought it in May 2019.
Source: Flagler County records, as of April 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 BISCAYNE PL, PALM COAST, FL 32137-9303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 24, 2026 | Deed of Trust, Mortgage · Line of Credit P N C BANK NA |
| May 16, 2019 | Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 16, 2019 · Amount on File |
| Deed Sale | May 16, 2019 · Amount on File |
| Prior Sale | Aug 29, 2016 · Amount on File |
| Deed Document Number | 201917667 |
| Deed Book / Page | 2355 / 1402 |
| Prior Transfer Date | Aug 17, 2016 |
| Prior Transfer Doc | 0021530684 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Apr 24, 2026 |
| Property Address | 3 BISCAYNE PL, PALM COAST, FL 32137-9303 |
| Document Number | 0000016948 |
| Book / Page | 3049 / 1641 |
| Instrument Date | Apr 14, 2026 |
| Instrument | 202616948 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3 BISCAYNE PL, PALM COAST, FL 32137-9303 |
| Document Number | 0000016948, |
|---|---|
| Date | Apr 24, 2026 |
| Book Page | 3049/1641 |
| Instrument | 202616948 |
| Name | P N C BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Apr 20, 2066 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | May 16, 2019 |
| Property Address | 3 BISCAYNE PL, PALM COAST, FL 32137-9303 |
| Document Number | 0023551402 |
| Book / Page | 2355 / 1402 |
| Map Reference | MB 11 PG 2-26 |
| Instrument Date | May 15, 2019 |
| Instrument | 2019017667 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | AGENTS CHOICE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,372.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 928 SILVERTHORN MILL AVE MISSISSAUGA ON L5W 1B3 CA, 928, XX 00000 |
| Name | Verified Name |
|---|---|
| Address | 3 BISCAYNE FL, PALM COAST, FL 32137-9303 |
| Document Number | 0023551403 |
|---|---|
| Date | May 16, 2019 |
| Instrument | 2355-1403 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
The 2025 property tax bill for 3 Biscayne Pl was $2,699 with a homeowner's exemption, down 47.2% from the year before.
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,699.00 (-47.15%) Homeowner's exemption | $191,705 | $249,937 Land $56,000 Building $193,937 |
| 2024 | $5,107.00 (+1.41%) | ||
| 2023 | $5,036.00 (+0.62%) Homeowner's exemption | $180,876 (+3%) | $253,535 (+2.66%) Land $46,500 Building $207,035 |
| 2022 | $5,005.00 Homeowner's exemption | $175,607 | $246,977 Land $48,500 Building $198,477 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Biscayne Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 52 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Biscayne Pl is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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