Flagler County property record for 3 Bird Tree Pl, Palm Coast, FL 32137
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,680 sqft · built 1998 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $365,000 (Apr 2021) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7035-01290-0070 |
| Primary APN | 07-11-31-7035-01290-0070 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,680 sqft Heated Area |
| Gross Area | 3,454 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Driveway | Driveway |
| Driveway Area | 520 sqft |
| Pool Type | Pool with Hot Tub/Spa |
| Pool Area | 312 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3 BIRD TREE PL |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32137-9310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SEC 35 BL 129 LT 7 OR 446 PG 584 OR 587 PG 1565 OR 731 PG 1518-CT OR 746 PG 1647OR 1010 PG 1954 OR 1110 PG 14 OR 1 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 129 |
| Legal Lot Number | 7 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 60215 |
3 Bird Tree Pl is owned and occupied by an individual who bought it in April 2021.
Source: Flagler County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 BIRD TREE PL, PALM COAST, FL 32137-9310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 23, 2021 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 23, 2021 · Amount on File |
| Deed Sale | Apr 23, 2021 · Amount on File |
| Prior Sale | Jul 10, 2008 · Amount on File |
| Deed Document Number | 2021022082 |
| Deed Book / Page | 2554 / 373 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Apr 23, 2021 |
| Property Address | 3 BIRD TREE PL, PALM COAST, FL 32137-9310 |
| Document Number | 0025540373 |
| Book / Page | 2554 / 373 |
| Map Reference | MB 11 PG 2-26 |
| Instrument Date | Apr 19, 2021 |
| Instrument | 2021022082 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | AGENT'S CHOICE TITLE LLC, AGENTS CHOICE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,555.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 BIRD TREE PL, 3, PALM COAST, FL 32137-9310 |
| Name | Verified Name |
|---|---|
| Address | 3 BIRD TREE PL, PALM COAST, FL 32137-9310 |
| Document Number | 0002554374 |
|---|---|
| Date | Apr 23, 2021 |
| Instrument | 2554/374 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 3 BIRD TREE PL, PALM COAST, FL 32137-9310 |
| Document Number | 0023491984 |
| Instrument Date | Apr 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2019 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3 BIRD TREE PL PALM COAST FL 321379310, PALM COAST, FL 32137-9310 |
| Document Number | 0023491984 |
|---|---|
| Date | Apr 23, 2019 |
| Book Page | 002349/001984 |
| Instrument | 14147 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 22, 2034 |
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $339,065 Land $55,000 Building $284,065 | $339,065 Land $55,000 Building $284,065 |
| 2023 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $346,470 Land $46,000 Building $300,470 | $346,470 Land $46,000 Building $300,470 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Bird Tree Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 52 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Bird Tree Pl is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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