3 Birch Dr, Pepperell, MA 01463 Property Records

Middlesex County and Pepperell Town property record for 3 Birch Dr, Pepperell, MA 01463

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,411 sqft · built 1977
Lot Size	0.299 acres (13,046 sqft)
Owner	2 Trust Names on File
Tax Bill	$5,128 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Mar 2023 Refinance
Flood Zone	Zone X (minimal risk)
APN	`PEPP M:0014 B:0206 L:00000`

Property Details

APN / Parcel Number

Primary APN	`PEPP M:0014 B:0206 L:00000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,411 sqft Living Area
Gross Area	2,162 sqft
Basement Area	816 sqft
Unfinished Basement	408 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Cape Cod
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,046 sqft (0.299 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3 BIRCH DR
City	PEPPERELL
State	MA
Zip	01463-1109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TNR
Legal Block	206
Jurisdiction	PEPPERELL MA
Township / Civil Division	PEPPERELL
Census Block Group	3
Census Block	3009
Census Tract	327102

Owner

3 Birch Dr is owner-occupied and held in a trust since September 2015.

Source: Middlesex County and Pepperell Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3 BIRCH DR, PEPPERELL, MA 01463-1109
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage WORKERS CU
Mar 8, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance WORKERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2015
Deed Sale	Sep 1, 2015
Prior Sale	Jul 30, 1996 · Amount on File
Deed Document Number	2015148527
Deed Book / Page	66010 / 215
Transfer Doc	66010-215
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Property Address	3 BIRCH DR, PEPPERELL, MA 01463-1109
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	085103-133
Date	Jan 9, 2026
Book Page	85103/133
Instrument	2631

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2041

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Property Address	3 BIRCH DR, PEPPERELL, MA 01463-1109
Transaction Type	Mortgage
Record Updated	Mar 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	081310-233
Date	Mar 8, 2023
Book Page	81310/233
Instrument	23149

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2043

Tax Assessment & Valuation

The 2026 property tax bill for 3 Birch Dr was $5,128, up 0.2% from the year before.

Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Pepperell Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,128.00 (+0.23%)	$372,100 (+6.41%) Land $146,800 Building $225,300	$437,855 (-)
2025	$5,116.00 (+5.57%)	$349,700 (+3.55%) Land $137,800 Building $211,900	$437,855 (-0.13%)
2024	$4,846.00	$337,700 Land $125,800 Building $211,900	$438,425

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Birch Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1987)
Most Recent Claim	Apr 1987 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Birch Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEPPERELL DPW WATER DIVISION serves 9,217 people · EPA ID MA2232000
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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