3 Bingham Ct, Saint Peters, MO 63376 Property Records

St. Charles County property record for 3 Bingham Ct, Saint Peters, MO 63376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,203 sqft · built 1982
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$48,480 (Sep 2026)
Tax Bill	$3,033 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`367025A571`

Property Details

APN / Parcel Number

Primary APN	`367025A571`
Alternative APN	`2-0119-5555-00-0209.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,203 sqft Living Area
Gross Area	2,847 sqft
1st Floor Area	1,203 sqft
Basement Area	1,203 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Ranch
Exterior Material	Masonry Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	77 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	367025A571
Street Address	3 BINGHAM CT
City	SAINT PETERS
State	MO
Zip	63376-4501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE8
Legal Description	COPPERFIELD #2 LOT 209
Legal Subdivision	COPPERFIELD #2
Legal Lot Number	209
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	2
Census Block	2001
Census Tract	311734

Owner

Source: St. Charles County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 BINGHAM CT, SAINT PETERS, MO 63376-4501
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Quit Claim Deed, Transfer · Conventional Mortgage UNION CREDIT UNION
Oct 14, 2021	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2026 · Amount on Record
Deed Sale	Sep 14, 2026 · Amount on Record
Prior Sale	Oct 14, 2021 · Amount on Record
Deed Document Number	202643896
Prior Transfer Date	Aug 25, 2026
Prior Transfer Doc	0000043896
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 14, 2026
Property Address	3 BINGHAM CT, SAINT PETERS, MO 63376-4501
Document Number	0000043896
Instrument Date	Aug 25, 2026
Instrument	202643896
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	PRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 BINGHAM CT, SAINT PETERS, MO 63376-4501

Mortgage

Document Number	0000043897,
Date	Sep 14, 2026
Instrument	202643897

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 30, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 14, 2021
Property Address	3 BINGHAM CT, SAINT PETERS, MO 63376-4501
Document Number	2021R085197
Map Reference	MB 22 PG 83
Instrument Date	Oct 7, 2021
Instrument	2021R-085197
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	567 ROSE HILL EAST CT, 567, SAINT PETERS, MO 63376-3720

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 BINGHAM CT, SAINT PETERS, MO 63376-4501

Mortgage

Document Number	2021R085198
Date	Oct 14, 2021
Instrument	2021R-085198

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,049 (-)	$247,626 (-) Land $49,500 Building $198,126
2025	$3,033.00	$47,049 (+8.11%)	$247,626 (+8.11%) Land $49,500 Building $198,126
2023		$43,518
2022			$229,040 Land $40,500 Building $188,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Nearby Properties on Bingham Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures