Berks County property record for 3 Big Oak, Reading, PA 19607
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,050 sqft · built 2002 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $280,000 (Jun 2021) |
| Tax Bill | $3,247 (2026) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5305-11-67-1132 |
| Primary APN | 5305-11-67-1132 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,050 sqft Living Area |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,712 sqft (0.2 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 39001681 |
|---|---|
| Street Address | 3 BIG OAK |
| City | READING |
| State | PA |
| Zip | 19607-9540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | DEERFIELD PH 02 |
| Legal Block | 67 |
| Legal Lot Number | 29 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | CUMRU |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 11603 |
Source: Berks County assessment roll, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 BIG OAK, READING, PA 19607-9540 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2021 | Deed, Transfer · VA Mortgage NORTHPOINTE BANK |
| Nov 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PENNSYLVANIA ST EMP CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 24, 2021 · Amount on Record |
| Deed Sale | Jun 24, 2021 · Amount on Record |
| Prior Sale | Aug 14, 2007 · Amount on Record |
| Deed Document Number | 202131639 |
| Prior Transfer Date | Nov 3, 2009 |
| Prior Transfer Doc | 0000058375 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Jun 24, 2021 |
| Property Address | 3 BIG OAK, READING, PA 19607-9540 |
| Document Number | 0000031639 |
| Map Reference | VOL 242 PG 30 |
| Instrument Date | Jun 18, 2021 |
| Instrument | 2021031639 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2021 |
| Title Company | EDGE ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3 BIG OAK, READING, PA 19607-9540 |
| Document Number | 0000031640 |
|---|---|
| Date | Jun 24, 2021 |
| Instrument | 2021031640 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 3 BIG OAK, READING, PA 19607-9540 |
| Document Number | 0000043142 |
| Instrument Date | Nov 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | CREDIT UNION ABSTRACT |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3 BIG OAK READING PA 196079540, READING, PA 19607-9540 |
| Document Number | 0000043142 |
|---|---|
| Date | Nov 20, 2017 |
| Instrument | 43142 |
| Name | PENNSYLVANIA ST EMP CU |
|---|---|
| Type | Credit Union |
| Address | HARRISBURG, PA 17106-7013 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 19, 2047 |
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| County Subdivision | Cumru Township |
| Unified School District | Governor Mifflin School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,247.00 (+24.84%) | $163,500 (-) Land $33,800 Building $129,700 | $33,800 (-79.33%) Land $33,800 |
| 2024 | $2,601.00 | $163,500 Land $33,800 Building $129,700 | |
| 1994 | $163,500 Land $33,800 Building $129,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1982) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA FLYING HILLS WA SYS private · serves 5,100 people · EPA ID PA3060018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2026 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Service Electric Television Cable | 2,000 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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