Suffolk County and Smithtown Town property record for 3 Bezel Ln, Smithtown, NY 11787
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $285,000 (Jul 2012) |
| Tax Bill | $13,630 (2024) |
| Deeds & Mortgages | Mar 2022 Refinance Mar 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 163.-1-41 |
| Primary APN | 473489 163.-1-41 |
|---|---|
| Alternative APNs |
|
| Lot Area | 15,246 sqft (0.35 acres) |
|---|
| Street Address | 3 BEZEL LN |
|---|---|
| City | SMITHTOWN |
| State | NY |
| Zip | 11787-5425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 21-828526 TC-70 *4643 LOT 178 TERRY ACRES SEC 4 |
| Legal Subdivision | MAP OF TERRY ACRES SECTION #4 |
| Legal Block | 1 |
| Legal Lot Number | 41 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 135306 |
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 BEZEL LN, SMITHTOWN, NY 11787-5425 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance TEACHERS FCU |
| Mar 2, 2023 | Deed of Trust, Mortgage · Line of Credit JOVIA FINANCIAL CREDIT UNION |
| Mar 30, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Jan 10, 2018 | Deed of Trust, Mortgage · Conventional Mortgage TEACHERS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 2012 · Amount on Record |
| Deed Sale | Jul 19, 2012 · Amount on Record |
| Deed Book / Page | D12699 / 690 |
| Last Transfer Date | May 19, 2021 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 3 BEZEL LN, SMITHTOWN, NY 11787-5425 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0233980635 |
|---|---|
| Date | Mar 30, 2022 |
| Book Page | 23398/635 |
| Instrument | DM074495 |
| Name | TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 229 Months |
| Due | Apr 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 3 BEZEL LN, SMITHTOWN, NY 11787-5425 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0234870869 |
|---|---|
| Date | Mar 2, 2023 |
| Book Page | 23487/869 |
| Name | JOVIA FINANCIAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Apr 1, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Mar 30, 2022 |
| Property Address | 3 BEZEL LN, SMITHTOWN, NY 11787-5425 |
| Document Number | 0131490409 |
| Book / Page | 13149 / 409 |
| Instrument Date | May 19, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 3 BEZEL LN, SMITHTOWN, NY 11787-5425 |
| Document Number | 0228980246 |
| Instrument Date | Jan 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3 BEZEL LN SMITHTOWN NY 117875425, SMITHTOWN, NY 11787-5425 |
| Document Number | 0228980246 |
|---|---|
| Date | Feb 2, 2018 |
| Book Page | 022898/000246 |
| Name | TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Address | HAUPPAUGE, NY 11788 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 1, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,623 (-) Land $375 Building $5,248 | $702,875 (+10,775.37%) Land $46,875 Building $656,000 | |
| 2024 | $13,630.00 | ||
| 2023 | $5,623 Land $375 Building $5,248 | $6,463 Land $431 Building $6,032 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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