3 Berkeley Ave, Haverhill, MA 01830 Property Records

Essex County and Haverhill City property record for 3 Berkeley Ave, Haverhill, MA 01830

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,530 sqft · built 1860
Lot Size	1.78 acres (77,537 sqft)
Owner	2 Individual Names on Record
Last Sale	$665,000 (Oct 2020)
Tax Bill	$9,598 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Jan 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`447-1-10`

Property Details

APN / Parcel Number

Primary APN	`447-1-10`
Alternative APN	`HAVE M:0447 B:00001 L:10`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,530 sqft Living Area
Gross Area	9,396 sqft
Basement Area	2,771 sqft
Unfinished Basement	2,771 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Architectural Style	Colonial
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	77,537 sqft (1.78 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	447-1-10
Street Address	3 BERKELEY AVE
City	HAVERHILL
State	MA
Zip	01830-4104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	10
Jurisdiction	HAVERHILL MA
Township / Civil Division	HAVERHILL
Census Block Group	1
Census Block	1000
Census Tract	260301

Owner

Source: Essex County and Haverhill City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	47 TYNG ST, NEWBURYPORT, MA 01950-2132
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2023	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Jan 24, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance HAVERHILL BANK
Oct 28, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage HAVERHILL BANK
Feb 8, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2020 · Amount on Record
Deed Sale	Oct 28, 2020 · Amount on Record
Prior Sale	Feb 8, 2017
Deed Book / Page	39112 / 21
Prior Transfer Date	Oct 22, 2020
Prior Transfer Doc	3911000021
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAVERHILL MA
Property Address	3 BERKELEY AVE, HAVERHILL, MA 01830-4104
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041427-56
Date	Feb 6, 2023
Book Page	41427/56
Instrument	20230206000560

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAVERHILL MA
Property Address	3 BERKELEY AVE, HAVERHILL, MA 01830-4104
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38214-24
Date	Jan 24, 2020
Book Page	38214/24
Instrument	20200124002710

Lender

Name	HAVERHILL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAVERHILL MA
Recording Date	Oct 28, 2020
Property Address	3 BERKELEY AVE, HAVERHILL, MA 01830-4104
Document Number	39112-21
Book / Page	39112 / 21
Instrument Date	Oct 22, 2020
Instrument	20201028004050
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	47 TYNG ST, NEWBURYPORT, MA 01950-2132

Mortgage

Document Number	617849
Date	Oct 28, 2020
Instrument	617849

Lender

Name	HAVERHILL BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAVERHILL MA
Recording Date	Feb 8, 2017
Property Address	3 BERKELEY AVE, HAVERHILL, MA 01830-4104
Document Number	35670-506
Book / Page	035670 / 000506
Instrument Date	Jan 26, 2017
Instrument	1702080447
Transaction Type	Transfer
Record Updated	Feb 28, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3 BERKELEY AVE HAVERHILL MA 018304104, HAVERHILL, MA 01830-4104

Tax Assessment & Valuation

Source: Essex County and Haverhill City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Haverhill City
Unified School District	Haverhill School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,598.00 (+2.83%)	$896,200 (+2.15%) Land $268,000 Building $628,200	$824,600
2024	$9,334.00 (+4.61%)	$877,300 (+9.62%) Land $267,600 Building $609,700
2023	$8,923.00	$800,300 Land $245,800 Building $554,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1986–2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAVERHILL WATER DEPT serves 61,277 people · EPA ID MA3128000
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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