3 Bergin St, Riverside, RI 02915 Property Records

East Providence City property record for 3 Bergin St, Riverside, RI 02915

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,334 sqft · built 1911
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on File
Last Sale$469,000 (Apr 2024)
Tax Bill$5,007 (2025)
Deeds & MortgagesApr 2024 Sale & Mortgage
Jul 2022 Refinance
+ 3 more
Flood ZoneZone X (minimal risk)
APN61-1245-51

Property Details

APN / Parcel Number

Primary APN61-1245-51
Alternative APNs
  • EPRO M:210 B:02 L:002 U
  • 1-0017-09

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,334 sqft Living Area
Gross Area2,474 sqft
1st Floor Area796 sqft
AtticAttic
Attic Area140 sqft
Basement Area796 sqft
Unfinished Basement398 sqft

Exterior

Year BuiltBuilt 1911
Effective Year BuiltEffective 1990
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,841 sqft (0.18 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Account Number1-0017-09
Street Address3 BERGIN ST
CityRIVERSIDE
StateRI
Zip02915-5111
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Block2
Legal Lot Number2
JurisdictionEAST PROVIDENCE RI
Township / Civil DivisionEAST PROVIDENCE
Census Block Group1
Census Block1036
Census Tract10502

Owner

3 Bergin St is owned and occupied by an individual who bought it in April 2024.

Source: East Providence City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address3 BERGIN ST, RIVERSIDE, RI 02915-5111
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2024Warranty Deed, Transfer · Stand-Alone First Mortgage
BAYCOAST MORTGAGE COMPANY
Jul 1, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
NAVIGANT CREDIT UNION
May 20, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
NAVIGANT CREDIT UNION
May 7, 2019Warranty Deed, Transfer · Conventional with PMI
NAVIGANT CU
Nov 18, 2017Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 30, 2024 · Amount on File
Deed SaleApr 30, 2024 · Amount on File
Prior SaleMay 7, 2019 · Amount on File
Deed Document Number20241813
Deed Book / Page4782 / 197
Record UpdatedOct 29, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEAST PROVIDENCE RI
Recording DateApr 30, 2024
Property Address3 BERGIN ST, RIVERSIDE, RI 02915-5111
Document Number004782-197
Book / Page4782 / 197
Instrument DateApr 30, 2024
Instrument202400001813
Transaction TypeTransfer
Record UpdatedMay 31, 2024

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 BERGIN ST, RIVERSIDE, RI 02915-5111

Mortgage

Document Number202400001814
DateApr 30, 2024
Instrument202400001814
Lender
NameBAYCOAST MORTGAGE COMPANY
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2054

Mortgage

Document Number004782-219
DateApr 30, 2024
Book Page4782/219
Instrument202400001815
Lender
NameBAYCOAST MORTGAGE COMPANY
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term181 Months
DueMay 1, 2039

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAST PROVIDENCE RI
Property Address3 BERGIN ST, RIVERSIDE, RI 02915-5111
Transaction TypeMortgage
Record UpdatedJul 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004607-22
DateJul 1, 2022
Book Page4607/22
Instrument202200004445
Lender
NameNAVIGANT CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAST PROVIDENCE RI
Property Address3 BERGIN ST, RIVERSIDE, RI 02915-5111
Transaction TypeMortgage
Record UpdatedJun 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004592-189
DateMay 20, 2022
Book Page4592/189
Instrument202200003528
Lender
NameNAVIGANT CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueJun 1, 2052

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEAST PROVIDENCE RI
Recording DateMay 7, 2019
Property Address3 BERGIN ST, RIVERSIDE, RI 02915-5111
Document Number4130-252
Book / Page004130 / 000252
Instrument DateMay 7, 2019
Instrument2446
Transaction TypeTransfer
Record UpdatedMay 28, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$205.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address201 WOODLAWN AVE #309 NORTH PROVIDENCE RI 029047502, 309, NORTH PROVIDENCE, RI 02904-7502

Mortgage

Document Number4130-254
DateMay 7, 2019
Book Page004130/000254
Instrument2447
Lender
NameNAVIGANT CU
TypeCredit Union
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMay 6, 2049

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAST PROVIDENCE RI
Property Address3 BERGIN ST, RIVERSIDE, RI 02915-5111
Document Number3976-38
Book / Page003976 / 000038
Instrument DateNov 18, 2017
Transaction TypeMortgage
Record UpdatedJan 11, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 BERGIN ST RIVERSIDE RI 029155111, RIVERSIDE, RI 02915-5111

Mortgage

Document Number3976-38
DateDec 18, 2017
Book Page003976/000038
Instrument8152
Lender
NameCITIZENS BK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3 Bergin St was $5,007.

Source: East Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityEast Providence City
Unified School DistrictEast Providence School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,007.00$383,100 Land $158,200 Building $224,900$419,940
2023$4,322.00 (+2.22%)$292,800 (+51.4%) Land $131,900 Building $160,900
2022$4,228.00$193,400 Land $93,400 Building $100,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3 Bergin St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Bergin St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 80% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST PROVIDENCE-CITY OF
serves 47,961 people · EPA ID RI1615610
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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