3 Ben Thompson Rd, Kelso, TN 37348 Property Records

Lincoln County property record for 3 Ben Thompson Rd, Kelso, TN 37348

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,584 sqft · built 2016
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on Record
Last Sale	$158,900 (Jul 2020)
Tax Bill	$1,135 (2025)
Deeds & Mortgages	Jun 2023 Second Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`052113 02235`

Property Details

APN / Parcel Number

Primary APN	`052113 02235`
Alternative APN	`113 02235`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,584 sqft Living Area
1st Floor Area	1,584 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,216 sqft (0.51 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	3 BEN THOMPSON RD
City	KELSO
State	TN
Zip	37348-6009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:6 DIST:23 SUBD:BIG-BEN SUBD MAP REF:113
Legal Subdivision	BIG-BEN SUBD
Legal Lot Number	6
Jurisdiction	LINCOLN TN
Township / Civil Division	3
Census Block Group	1
Census Block	1032
Census Tract	975500

Owner

Source: Lincoln County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3 BEN THOMPSON RD, KELSO, TN 37348-6009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Jul 29, 2020	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2020 · Amount on Record
Deed Sale	Jul 29, 2020 · Amount on Record
Deed Document Number	20003464
Deed Book / Page	H16 / 667
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN TN
Property Address	3 BEN THOMPSON RD, KELSO, TN 37348-6009
Transaction Type	Mortgage
Record Updated	Jul 4, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0TD866/500
Date	Jun 20, 2023
Book Page	TD866/500
Instrument	23002686

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2043

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN TN
Recording Date	Jul 29, 2020
Property Address	3 BEN THOMPSON RD, KELSO, TN 37348-6009
Document Number	0000003464
Book / Page	000016 / 000667
Instrument Date	Jul 28, 2020
Instrument	3464
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	METROPOLITAN ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$588.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 BEN THOMPSON RD KELSO TN 373486009, KELSO, TN 37348-6009

Mortgage

Document Number	3465
Date	Jul 29, 2020
Book Page	000802/000204
Instrument	3465

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 28, 2050

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Lincoln County
Unified School District	Lincoln County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,135.00	$59,725 Land $6,725 Building $53,000
2024			$238,900 Land $26,900 Building $212,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN CO B.P.U. #1 serves 23,846 people · EPA ID TN0000764
Water Source	Purchased surface water from FAYETTEVILLE PUBLIC UTILITIES
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	65 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Fayetteville Public Utilities Fiber	1,000 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Ben Thompson Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures