3 Bemis Rd, Hubbardston, MA 01452 Property Records

Worcester County and Hubbardston Town property record for 3 Bemis Rd, Hubbardston, MA 01452

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,250 sqft · built 1800
Lot Size	1.83 acres (80,000 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Jan 2015)
Tax Bill	$3,898 (2026)
Deeds & Mortgages	Oct 2023 Mortgage Dec 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`HUBB M:0009 L:0066`

Property Details

APN / Parcel Number

Primary APN	`HUBB M:0009 L:0066`
Alternative APN	`M:0009 B:0000 L:00066`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,250 sqft Living Area
Gross Area	3,186 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1800
Effective Year Built	Effective 1800
Architectural Style	Historical
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	80,000 sqft (1.83 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	3 BEMIS RD
City	HUBBARDSTON
State	MA
Zip	01452-1512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	66
Jurisdiction	HUBBARDSTON MA
Township / Civil Division	HUBBARDSTON
Census Block Group	2
Census Block	2011
Census Tract	706100

Owner

3 Bemis Rd is owned and occupied by two individuals who bought it in January 2015.

Source: Worcester County and Hubbardston Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 BEMIS RD, HUBBARDSTON, MA 01452-1512
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2023	Deed of Trust, Mortgage · Commercial Mortgage GFA FEDERAL CREDIT UNION
Dec 8, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2015 · Amount on File
Deed Sale	Jan 5, 2015 · Amount on File
Prior Sale	May 22, 2008 · Amount on File
Deed Book / Page	53236 / 84
Transfer Doc	0053236-84
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHENDON MA
Property Address	3 BEMIS RD, HUBBARDSTON, MA 01452-1512
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00069729-3
Date	Oct 5, 2023
Book Page	69729/3
Instrument	83308

Lender

Name	GFA FEDERAL CREDIT UNION

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARDSTON MA
Property Address	3 BEMIS RD, HUBBARDSTON, MA 01452-1512
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63924-360
Date	Dec 8, 2020
Book Page	63924/360
Instrument	151510

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	193 Months
Due	Jan 1, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 3 Bemis Rd was $3,898, up 4.2% from the year before.

Source: Worcester County and Hubbardston Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Hubbardston Town
Unified School District	Quabbin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,898.00 (+4.17%)	$348,700 (+8.83%) Land $49,600 Building $299,100	$466,070 (-)
2025	$3,742.00	$320,400 Land $49,600 Building $270,800	$466,070 (+5.1%)
2024			$443,460
2023	$3,101.00	$238,000 Land $39,200 Building $198,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Bemis Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Bemis Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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