3 BELLEGROVE DR MONTCLAIR NJ 070432527, MONTCLAIR, NJ 07043-2527
Mortgage
Document Number
29294
Date
Mar 30, 2017
Instrument
29294
Lender
Name
GOLDMAN SACHS BK USA
Type
Bank
Address
NEW YORK, NY 10282
Agreement
Amount
Amount on Record
Term
360 Months
Due
Mar 29, 2047
Interest
Rate Type
Adjustable Rate
Rate
3.65%
Tax Assessment & Valuation
The 2025 property tax bill for 3 Bellegrove Dr was $30,357, up 3.3% from the year before.
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
Property Jurisdictions
Type
Name
State
New Jersey
County
Essex County
County Subdivision
Montclair Township
Unified School District
Montclair Town School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$863,400 (-)Land $351,900Building $511,500
$863,400 (-)Land $351,900Building $511,500
2025
$30,357.00 (+3.32%)
$863,400Land $351,900Building $511,500
$863,400Land $351,900Building $511,500
2024
$29,381.00
2023
$829,100Land $351,900Building $477,200
$829,100Land $351,900Building $477,200
2022
$27,260.00
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Flood
FEMA maps place 3 Bellegrove Dr in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 11 policies
Community Rating System
Class 10 (0% premium discount)
Nearby Flood Policies
11 in force
Nearby Flood Claims
15 (1978–2021)
Claims Outside the SFHA
9 of 15
Most Recent Claim
Sep 2021 · Remnants Of Hurricane Ida
Claims by Event
Remnants Of Hurricane Ida, Sep 2021 · 2 claims
Hurricane Irene, Aug 2011 · 3 claims
Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 3 Bellegrove Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood
0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source
Purchased surface water from several systems
Last State Inspection
Sep 2024
Lead
Under 1 ppb (2026) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
Corrosion control Jan 2024
Monitoring and Reporting
1 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area