3 Belle Gate Ct, Pooler, GA 31322 Property Records

Chatham County property record for 3 Belle Gate Ct, Pooler, GA 31322

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,939 sqft · built 2006
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$462,000 (Jan 2026)
Tax Bill	$5,256 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2007 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`5-1009J-04-001`

Property Details

APN / Parcel Number

Primary APN	`5-1009J-04-001`
Alternative APN	`C346J553`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,939 sqft Living Area
1st Floor Area	1,762 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	548 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	3 BELLE GATE CT
City	POOLER
State	GA
Zip	31322-9679
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 64 THE GATES AT SAVANNAH QU ARTERS PH 1A SMB 33S 56A .243
Legal Subdivision	GATES @SAV QTR
Legal Phase	1A
Legal Lot Number	64
Jurisdiction	CHATHAM GA
Township / Civil Division	POOLER-BLOOMINGDALE
Census Block Group	1
Census Block	1009
Census Tract	10819

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 BELLE GATE CT, POOLER, GA 31322-9679
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Deed of Trust, Mortgage · VA Mortgage RELIANCE FIRST CAPITAL
Oct 30, 2007	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Oct 10, 2006	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jan 29, 2026	Warranty Deed, Transfer · FHA Mortgage NEW AMERICA FUNDING
Jul 6, 2021	Warranty Deed, Transfer
Apr 6, 2021	Deed of Trust, Mortgage · VA Mortgage RELIANCE FIRST CAPITAL
Mar 18, 2013	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 14, 2008	Deed, Transfer · VA Mortgage PHH MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2026 · Amount on Record
Deed Sale	Jan 29, 2026 · Amount on Record
Prior Sale	Jul 6, 2021 · Amount on Record
Deed Book / Page	3891 / 121
Prior Transfer Date	Jul 24, 2013
Prior Transfer Doc	00389Z0653
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	3 BELLE GATE CT, POOLER, GA 31322-9679
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 BELLE GATE CT, POOLER, GA 31322-9679

Mortgage

Document Number	0023110715
Date	Apr 6, 2021
Book Page	0000002311/0000000715

Lender

Name	RELIANCE FIRST CAPITAL

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

October 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	3 BELLE GATE CT, POOLER, GA 31322-9679
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00333O0171
Date	Oct 30, 2007
Book Page	333O/171

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Nov 1, 2032

October 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	3 BELLE GATE CT, POOLER, GA 31322-9679
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00314P0484
Date	Oct 10, 2006
Book Page	314P/484

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2036

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jan 29, 2026
Property Address	3 BELLE GATE CT, POOLER, GA 31322-9679
Document Number	0038910121
Book / Page	3891 / 121
Instrument Date	Jan 15, 2026
Transaction Type	Transfer
Record Updated	Apr 6, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 BELLE GATE CT, POOLER, GA 31322-9679

Mortgage

Document Number	0003891123
Date	Jan 29, 2026
Instrument	3891/123

Lender

Name	NEW AMERICA FUNDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

Mortgage

Document Number	0038910140
Date	Jan 29, 2026
Book Page	0000003891/0000000140

Lender

Name	NEW AMERICA FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2036

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jul 6, 2021
Property Address	3 BELLE GATE CT, POOLER, GA 31322-9679
Document Number	2440/283
Book / Page	2440 / 283
Instrument Date	Jul 6, 2021
Instrument	2021-008429
Transaction Type	Transfer
Record Updated	Aug 2, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 BELLE GATE CT, POOLER, GA 31322-9679

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	3 BELLE GATE CT, POOLER, GA 31322-9679
Transaction Type	Mortgage
Record Updated	May 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 BELLE GATE CT, POOLER, GA 31322-9679

Mortgage

Document Number	0000002311/0000000715
Date	Apr 6, 2021
Book Page	0000002311/0000000715

Lender

Name	RELIANCE FIRST CAPITAL

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

March 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Mar 18, 2013
Property Address	3 BELLE GATE CT, POOLER, GA 31322-9679
Document Number	00386A0525
Book / Page	386A / 525
Instrument Date	Mar 18, 2013
Instrument	2013-002575
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 BELLE GATE CT, POOLER, GA 31322-9679

Mortgage

Document Number	00386A0528
Date	Mar 27, 2013
Book Page	386A/528

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2043

November 2008: Deed, Transfer

Document Type	Deed
Jurisdiction	CHATHAM GA
Recording Date	Nov 14, 2008
Property Address	3 BELLE GATE CT, POOLER, GA 31322-9679
Document Number	00346J0553
Book / Page	346J / 553
Instrument Date	Nov 14, 2008
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 BELLE GATE CT, POOLER, GA 31322-9679
Investor	Possibly a Property Investor

Mortgage

Document Number	00346J0555
Date	Nov 17, 2008
Book Page	346J/555

Lender

Name	PHH MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2038

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Pooler City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$169,760 (+3.51%) Land $34,000 Building $135,760	$424,400 (+3.51%) Land $85,000 Building $339,400
2025	$5,256.00 (-7.46%)	$164,000 (+12.05%) Land $34,000 Building $130,000	$410,000 (+12.05%) Land $85,000 Building $325,000
2024	$5,680.00
2023		$146,360 (+15.79%) Land $24,000 Building $122,360	$365,900 (+15.79%) Land $60,000 Building $305,900
2022		$126,400 Land $10,200 Building $116,200	$316,000 Land $25,500 Building $290,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 80 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	80 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POOLER serves 28,423 people · EPA ID GA0510001
Water Source	Purchased surface water from SAVANNAH-I & D
Last State Inspection	Nov 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Xfinity.

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