3 Belair Ter, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 3 Belair Ter, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	2,136 sqft · built 1958
Lot Size	0.458 acres (19,950 sqft)
Owner	2 Individual Names on Record
Last Sale	$628,500 (May 2022)
Tax Bill	$15,451 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Feb 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-00905-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`14-00905-0000-00013`
Alternative APNs	`1400198A00008` `140090500013`

Interior

Building Area	2,136 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Lot Area	19,950 sqft (0.458 acres)

Location & Zoning

Old Parcel Number	1400198A00008
Street Address	3 BELAIR TER
City	WAYNE
State	NJ
Zip	07470-4602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-B
Legal Block	905
Legal Lot Number	13
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2012
Census Tract	246203

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 BELAIR TER, WAYNE, NJ 07470-4602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2024	Deed of Trust, Mortgage · Commercial Mortgage ECPF WINDSOR 4 LLC
Feb 1, 2024	Deed of Trust, Mortgage · Commercial Mortgage ECPF WINDSOR 4 LLC
May 11, 2022	Deed, Transfer · Conventional Mortgage JERSEY MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2022 · Amount on Record
Deed Sale	May 11, 2022 · Amount on Record
Deed Document Number	202225658
Deed Book / Page	4307 / 165
Prior Transfer Date	Jan 27, 2017
Prior Transfer Doc	0000006727
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	3 BELAIR TER, WAYNE, NJ 07470-4602
Transaction Type	Mortgage
Record Updated	Apr 23, 2024
Title Company	MARK TITLE SERVICES LLC, NEWMARK TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 MCCLELLEN ST, NORWOOD, NJ 07648-1555

Mortgage

Document Number	0000003645
Date	Feb 1, 2024
Book Page	M18788/194
Instrument	2024003645

Lender

Name	ECPF WINDSOR 4 LLC
Type	Non-Lending Institution
Address	WOODMERE, NY 11598

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	3 BELAIR TER, WAYNE, NJ 07470-4602
Transaction Type	Mortgage
Record Updated	Feb 21, 2024
Title Company	MARK TITLE SERVICES LLC, NEWMARK TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003646
Date	Feb 1, 2024
Book Page	M18788/222
Instrument	2024003646

Lender

Name	ECPF WINDSOR 4 LLC
Type	Non-Lending Institution
Address	WOODMERE, NY 11598

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	May 11, 2022
Property Address	3 BELAIR TER, WAYNE, NJ 07470-4602
Document Number	0000025658
Book / Page	D4307 / 165
Instrument Date	Apr 7, 2022
Instrument	2022025658
Transaction Type	Transfer
Record Updated	May 31, 2022
Title Company	CARNEGIE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,199.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	407 NEW CENTER RD, 407, HILLSBOROUGH, NJ 08844-4039

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 BELAIR TER, WAYNE, NJ 07470-4602

Mortgage

Document Number	0000025660
Date	May 11, 2022
Instrument	2022025660

Lender

Name	JERSEY MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$257,600 (-) Land $131,100 Building $126,500	$257,600 (-) Land $131,100 Building $126,500
2025	$15,451.00 (+0.88%)	$257,600 (-) Land $131,100 Building $126,500	$257,600 (-) Land $131,100 Building $126,500
2024	$15,316.00 (+7%)
2023		$257,600 Land $131,100 Building $126,500	$257,600 Land $131,100 Building $126,500
2022	$14,314.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	21 (1978–2024)
Claims Outside the SFHA	4 of 21
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Irene, Aug 2011 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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