Rockland County and Ramapo Town property record for 3 Bedford Ct, Spring Valley, NY 10977
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,126 sqft · built 1967 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $763,000 (Oct 2021) |
| Tax Bill | $22,555 (2024) |
| Deeds & Mortgages | Aug 2026 Line of Credit Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 392605 50.45-1-7 |
| Primary APN | 392605 50.45-1-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,126 sqft Living Area |
| 1st Floor Area | 1,413 sqft |
| Basement Area | 713 sqft |
| Finished Basement | 713 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Raised Ranch |
| Exterior Material | Composition |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 85 ft deep x 119 ft wide |
| View / Lot | Suburban |
| Garage Type | Basement |
| Patio Area | 240 sqft |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00307500000 |
|---|---|
| Street Address | 3 BEDFORD CT |
| City | SPRING VALLEY |
| State | NY |
| Zip | 10977-2541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | CANTERBURY WOODS/SPG VLY |
| Legal Block | 1 |
| Legal Lot Number | 7.0 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | RAMAPO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 12204 |
Source: Rockland County and Ramapo Town records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 BEDFORD CT, SPRING VALLEY, NY 10977-2541 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 5, 2026 | Deed of Trust, Mortgage · Line of Credit LEAD BANK |
| Oct 15, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage ARC HOME LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2021 · Amount on Record |
| Deed Sale | Oct 15, 2021 · Amount on Record |
| Deed Document Number | 202143419 |
| Prior Transfer Date | Apr 13, 2011 |
| Prior Transfer Doc | 0000014293 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Aug 5, 2026 |
| Property Address | 3 BEDFORD CT, SPRING VALLEY, NY 10977-2541 |
| Document Number | 0000026834 |
| Instrument Date | Jul 30, 2026 |
| Instrument | 202626834 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3 BEDFORD CT, SPRING VALLEY, NY 10977-2541 |
| Document Number | 0000026834, |
|---|---|
| Date | Aug 5, 2026 |
| Instrument | 202626834 |
| Name | LEAD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 30, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Oct 15, 2021 |
| Property Address | 3 BEDFORD CT, SPRING VALLEY, NY 10977-2541 |
| Document Number | 0000043419 |
| Map Reference | BK 72 PG 29 MAP 3507 |
| Instrument Date | Oct 12, 2021 |
| Instrument | 2021-00043419 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2021 |
| Title Company | WESTCOR LAND TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,052.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 53 WALTON ST, BROOKLYN, NY 11206-3231 |
| Document Number | 0000043420 |
|---|---|
| Date | Oct 15, 2021 |
| Instrument | 2021-00043420 |
| Name | ARC HOME LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Rockland County and Ramapo Town assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Ramapo Town |
| Municipality | Spring Valley Village |
| Unified School District | East Ramapo Central School District (Spring Valley) (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $22,555.00 | $49,000 (-) Land $14,100 Building $34,900 | $49,000 (-) Land $14,100 Building $34,900 |
| 2023 | $49,000 Land $14,100 Building $34,900 | $49,000 Land $14,100 Building $34,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1978–1984) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Apr 1984 · Coastal Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures