3 Bear Trl, Jackson, NJ 08527 Property Records

Ocean County and Jackson Township property record for 3 Bear Trl, Jackson, NJ 08527 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	6 bd · 7 ba · 5,190 sqft · built 2002
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (Jul 2020)
Tax Bill	$22,040 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Jun 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12-20201-0000-00040`

Property Details

APN / Parcel Number

Primary APN	`12-20201-0000-00040`
Alternative APNs	`12000660009000310011` `1200066090003111`

Interior

Bedrooms	6 Beds
Full Baths	7 Baths
Stories	2 Stories
Building Area	5,190 sqft Living Area
Gross Area	6,818 sqft
Basement Area	1,628 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	43,560 sqft
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	1200066090003111
Street Address	3 BEAR TRL
City	JACKSON
State	NJ
Zip	08527-2915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.00 AC
Legal Subdivision	COOKS LNDG FINAL MAJ
Legal Block	20201
Legal Lot Number	40
Jurisdiction	OCEAN NJ
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1000
Census Tract	717502

Owner

Source: Ocean County and Jackson Township records · APN 12-20201-0000-00040

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3 BEAR TRL, JACKSON, NJ 08527-2915
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2023	Deed of Trust, Mortgage · SBA Mortgage NEWTEK SMALL BUSINESS FINANCE LLC
Jun 30, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jul 08, 2019	Deed of Trust, Mortgage · Line of Credit FIRST ATLANTIC FCU
Jul 24, 2020	Deed, Transfer · Conventional Mortgage FM HOME LOANS LLC
Aug 03, 2017	Intrafamily Transfer, Transfer · FHA Mortgage HOME POINT FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 24, 2020 · Amount on Record
Deed Sale	Jul 24, 2020 · Amount on Record
Prior Sale	Nov 20, 2002 · Amount on Record
Deed Document Number	202078480
Deed Book / Page	17981 / 761
Prior Transfer Date	May 17, 2005
Prior Transfer Doc	0127161349
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	3 BEAR TRL, JACKSON, NJ 08527-2915
Transaction Type	Mortgage
Record Updated	Apr 05, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 BEAR TRL, JACKSON, NJ 08527-2915

Mortgage

Document Number	0193280135
Date	Mar 20, 2023
Book Page	19328/135
Instrument	2023020524

Lender

Name	NEWTEK SMALL BUSINESS FINANCE LLC
Type	Non-Lending Institution
Address	NEW HYDE PARK, NY 11042

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 01, 2048

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	3 BEAR TRL, JACKSON, NJ 08527-2915
Transaction Type	Mortgage
Record Updated	Jul 18, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 BEAR TRL, JACKSON, NJ 08527-2915

Mortgage

Document Number	0190850323
Date	Jun 30, 2022
Book Page	19085/323
Instrument	2022074329

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	3 BEAR TRL, JACKSON, NJ 08527-2915
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	ISGN GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0175270232
Date	Jul 08, 2019
Book Page	17527/0232
Instrument	2019064131

Lender

Name	FIRST ATLANTIC FCU
Type	Credit Union
Address	EATONTOWN, NJ 07724

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 25, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Jul 24, 2020
Property Address	3 BEAR TRL, JACKSON, NJ 08527-2915
Document Number	0179810761
Book / Page	17981 / 761
Instrument Date	Jul 13, 2020
Instrument	2020078480
Transaction Type	Transfer
Record Updated	Nov 03, 2021
Title Company	OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 BEAR TRL, 3, JACKSON, NJ 08527-2915

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 BEAR TRL, JACKSON, NJ 08527-2915

Mortgage

Document Number	2020078481
Date	Jul 24, 2020
Instrument	2020078481

Lender

Name	FM HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCEAN NJ
Recording Date	Aug 03, 2017
Property Address	3 BEAR TRL, JACKSON, NJ 08527-2915
Document Number	0168231854
Book / Page	16823 / 1854
Map Reference	MAP K-3111
Instrument Date	Jul 12, 2017
Instrument	2017079886
Transaction Type	Transfer
Record Updated	Nov 03, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 BEAR TRL, JACKSON, NJ 08527-2915

Mortgage

Document Number	0168231861
Date	Aug 03, 2017
Book Page	16823/1861
Instrument	2017079887

Lender

Name	HOME POINT FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Ocean County and Jackson Township records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Jackson Township
Unified School District	Jackson Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,524,800 (+0.18%) Land $518,000 Building $1,006,800	$1,524,800 (+0.18%) Land $518,000 Building $1,006,800
2025	$22,040.00 (+55.05%)	$1,522,100 (+186.11%) Land $518,000 Building $1,004,100	$1,522,100 (+186.11%) Land $518,000 Building $1,004,100
2024	$14,215.00 (+5.74%)
2023		$532,000 Land $110,000 Building $422,000	$532,000 Land $110,000 Building $422,000
2022	$13,443.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ocean County (34029C), updated March 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340297175021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 135 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	980 / 880
Optimum Communications	Cable	940 / 35
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Optimum Communications, Verizon, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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