3 Beach St, Maplewood, NJ 07040 Property Records

Essex County and Maplewood Township property record for 3 Beach St, Maplewood, NJ 07040

Property Summary

Property Type	Single Family Home
Details	3,437 sqft · built 1925
Lot Size	0.246 acres (10,711 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Dec 2003)
Tax Bill	$28,505 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Oct 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-00024-11-00043`

Property Details

APN / Parcel Number

Primary APN	`11-00024-11-00043`
Alternative APNs	`1100024001100043` `00136`

Interior

Stories	2 Stories
Building Area	3,437 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Construction Type	Frame
Lot Area	10,711 sqft (0.246 acres)
Lot Dimensions	170 ft deep x 63 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	00136
Street Address	3 BEACH ST
City	MAPLEWOOD
State	NJ
Zip	07040-1313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-5
Legal Description	63X170
Legal Subdivision	TOWNSHIP/MAPLEWOOD
Legal Block	24.11
Legal Lot Number	43
Jurisdiction	ESSEX NJ
Township / Civil Division	MAPLEWOOD
Census Block Group	5
Census Block	5002
Census Tract	19500

Owner

3 Beach St is owned and occupied by two individuals who bought it in December 2003.

Source: Essex County and Maplewood Township records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 BEACH ST, MAPLEWOOD, NJ 07040-1313
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Oct 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK
Oct 15, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK
Aug 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL ONE NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2003 · Amount on File
Deed Sale	Dec 3, 2003 · Amount on File
Deed Book / Page	6022 / 929
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Recording Date	Oct 6, 2026
Property Address	3 BEACH ST, MAPLEWOOD, NJ 07040-1313
Document Number	0000065555
Instrument Date	Sep 14, 2026
Instrument	202665555
Transaction Type	Mortgage
Record Updated	Oct 21, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 BEACH ST, MAPLEWOOD, NJ 07040-1313

Mortgage

Document Number	0000065555,
Date	Oct 6, 2026
Instrument	202665555

Lender

Name	COASTAL COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	3 BEACH ST, MAPLEWOOD, NJ 07040-1313
Document Number	0000093181
Instrument Date	Oct 15, 2018
Transaction Type	Mortgage
Record Updated	Feb 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 BEACH ST MAPLEWOOD NJ 070401313, MAPLEWOOD, NJ 07040-1313

Mortgage

Document Number	0000093181
Date	Oct 25, 2018
Instrument	93181

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 24, 2048

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	3 BEACH ST, MAPLEWOOD, NJ 07040-1313
Document Number	0000093187
Instrument Date	Oct 15, 2018
Transaction Type	Mortgage
Record Updated	Feb 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 BEACH ST MAPLEWOOD NJ 070401313, MAPLEWOOD, NJ 07040-1313

Mortgage

Document Number	0000093187
Date	Oct 25, 2018
Instrument	93187

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 24, 2048

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	3 BEACH ST, MAPLEWOOD, NJ 07040-1313
Document Number	0000073769
Instrument Date	Aug 9, 2017
Transaction Type	Mortgage
Record Updated	Dec 1, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 BEACH ST MAPLEWOOD NJ 070401313, MAPLEWOOD, NJ 07040-1313

Mortgage

Document Number	0000073769
Date	Aug 21, 2017
Instrument	73769

Lender

Name	CAPITAL ONE NA
Type	Funding / Finance Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 20, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 3 Beach St was $28,505, up 3.8% from the year before.

Source: Essex County and Maplewood Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Maplewood Township
Unified School District	South Orange-Maplewood School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,187,200 (-) Land $435,300 Building $751,900	$1,187,200 (-) Land $435,300 Building $751,900
2025	$28,505.00 (+3.81%)	$1,187,200 Land $435,300 Building $751,900	$1,187,200 Land $435,300 Building $751,900
2024	$27,459.00
2023		$677,700 Land $223,600 Building $454,100	$677,700 Land $223,600 Building $454,100
2022	$23,895.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Beach St in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	21 (1981–2021)
Claims Outside the SFHA	7 of 21
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Hurricane Irene, Aug 2011 · 5 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Beach St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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