3 Beach Rd, Dunkirk, NY 14048 Property Records

Chautauqua County and Dunkirk City property record for 3 Beach Rd, Dunkirk, NY 14048 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1963
Square Footage1,440 sqft Living Area
Lot Size27,221 sqft (0.624 acres)
OccupancyOwner Occupied
Last Sale$240,000 (2021)
Tax Bill$3,607.00 (2025)

Property Details

APN / Parcel Number

Primary APN060300 78.20-1-14
Alternative APNs
  • 03000780200001014000
  • 030002850

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,440 sqft Living Area
1st Floor1,440 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleRanch Style
Exterior MaterialWood Exterior
Foundation TypeNo Foundation Foundation
Lot Area27,221 sqft (0.624 acres)
Depth X Width259 ft x 105 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area504 sqft Garage
Porch1 Porch
Porch Area165 sqft Porch

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number030002850
Street Address3 BEACH RD
CityDUNKIRK
StateNY
Zip14048-9604
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description105 X 259.25 IRR. RES.; OLD APN: 060300 3-1-16
Legal Block1
Legal Lot Number14.000
JurisdictionCHAUTAUQUA NY
Minor Civil DivisionDUNKIRK
Census Blockgroup1
Census Block1002
Census Tract35600

Owner

Source: Chautauqua County and Dunkirk City records · APN 060300 78.20-1-14

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3 BEACH RD, DUNKIRK, NY 14048-9604
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2022Deed of Trust, Mortgage · Line of Credit
LAKE SHORE SAVINGS BANK
Feb 26, 2021Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
LAKE SHORE SAVINGS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 26, 2021 · Amount on Record
Deed SaleFeb 26, 2021 · Amount on Record
Prior SaleAug 15, 2006 · Amount on Record
Deed Doc Number20212021
Record RefreshedJun 08, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAUTAUQUA NY
Property Address3 BEACH RD, DUNKIRK, NY 14048-9604
Transaction TypeMortgage
Record UpdatedAug 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMT2022003392
DateJul 26, 2022
InstrumentMT2022003392
Lender
NameLAKE SHORE SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueAug 01, 2052
Interest
Rate TypeAdjustable Rate

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAUTAUQUA NY
Recording DateFeb 26, 2021
Property Address3 BEACH RD, DUNKIRK, NY 14048-9604
Document NumberDE2021002021
Instrument DateFeb 23, 2021
InstrumentDE2021002021
Transaction TypeTransfer
Record UpdatedApr 25, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 CASABELLA DR, FREDONIA, NY 14063-2350

Mortgage

Document NumberMT2021001624
DateFeb 26, 2021
InstrumentMT2021001624
Lender
NameLAKE SHORE SAVINGS BANK
TypeBank
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Chautauqua County and Dunkirk City records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyChautauqua County
MunicipalityDunkirk City
Unified School DistrictDunkirk City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,607.00$89,600 (-) Land $10,000 Building $79,600$203,636 (+25%) Land $22,727 Building $180,909
2023$89,600 (-) Land $10,000 Building $79,600$162,909 (+14.55%) Land $18,182 Building $144,727
2022$89,600 Land $10,000 Building $79,600$142,222 Land $15,873 Building $126,349

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Wildfire RiskLow
above 6% of the US · above 9% of New York
Wildfire LikelihoodAbout 1 in 6,250 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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