3 Bay St, Baltic, CT 06330 Property Records

Sprague Town property record for 3 Bay St, Baltic, CT 06330

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,120 sqft · built 1865
Lot Size0.1 acres (4,356 sqft)
OwnerIndividual Name on File
Last Sale$215,000 (Jan 2024)
Tax Bill$2,508 (2025)
Deeds & MortgagesJan 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNB0004100

Property Details

APN / Parcel Number

Primary APNB0004100
Alternative APN
  • SPRA M:18 B:03 L:05

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,120 sqft Living Area
Gross Area2,460 sqft
1st Floor Area1,274 sqft
Basement Area812 sqft
Unfinished Basement812 sqft

Exterior

Year BuiltBuilt 1865
Effective Year BuiltEffective 1865
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,356 sqft (0.1 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account NumberB0004100
Street Address3 BAY ST
CityBALTIC
StateCT
Zip06330-1403
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeVV
Legal Block3
Legal Lot Number5
JurisdictionSPRAGUE CT
Township / Civil DivisionSPRAGUE
Census Block Group1
Census Block1031
Census Tract711100

Owner

Source: Sprague Town assessment roll, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3 BAY ST, BALTIC, CT 06330-1403
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 11, 2024 · Amount on Record
Deed SaleJan 11, 2024 · Amount on Record
Prior SaleMar 20, 2013 · Amount on Record
Deed Document Number202412
Deed Book / Page112 / 431
Transfer Doc0074000223
Record UpdatedSep 20, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPRAGUE CT
Recording DateJan 11, 2024
Property Address3 BAY ST, BALTIC, CT 06330-1403
Document Number000112-431
Book / Page112 / 431
Instrument DateJan 5, 2024
Instrument2024000012
Transaction TypeTransfer
Record UpdatedJul 31, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2024000013
DateJan 11, 2024
Instrument2024000013
Lender
NameCHELSEA GROTON BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Mortgage

Document Number000112-450
DateJan 11, 2024
Book Page112/450
Instrument2024000014
Lender
NameCONNECTICUT HOUSING FINANCE AUTHORITY
TypeGovernment Agency
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054

Tax Assessment & Valuation

Source: Sprague Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionSprague Town
Elementary School DistrictSprague School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,508.00$82,510 (-) Land $20,100 Building $62,410$57,757 Land $14,070 Building $43,687
2024$2,508.00 (+6.63%)
2023$2,352.00 (+0.34%)$82,510 (+27.59%) Land $20,100 Building $62,410
2022$2,344.00$64,670 Land $18,900 Building $45,770

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.2% of Connecticut
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bay St

Nearby Streets

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