Rockland County and Ramapo Town property record for 3 Bay Ct, Spring Valley, NY 10977
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,007 sqft · built 1965 |
| Lot Size | 0.369 acres (16,117 sqft) |
| Owner | Company Name on Record |
| Deeds & Mortgages | Aug 2025 Mortgage Jan 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 392613 50.09-1-40 |
| Primary APN | 392613 50.09-1-40 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,007 sqft Living Area |
| 1st Floor Area | 1,356 sqft |
| Year Built | Built 1965 |
|---|---|
| Architectural Style | Raised Ranch |
| Exterior Material | Composition/Composite |
| Lot Area | 16,117 sqft (0.369 acres) |
| Lot Dimensions | 140 ft deep x 111 ft wide |
| Garage Type | Basement |
| Patio Area | 468 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00388870000 |
|---|---|
| Old Parcel Number | 261305000900010400000000 |
| Street Address | 3 BAY CT |
| City | SPRING VALLEY |
| State | NY |
| Zip | 10977-2003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:40.000 BLK:1 SEC:50.09 DIST:392613 CITY/MUNI/TWP:NEW HEMPSTEAD |
| Legal Subdivision | W F VIOLA CORP |
| Legal Block | 1 |
| Legal Lot Number | 40.000 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | RAMAPO |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 11510 |
Source: Rockland County and Ramapo Town records, as of December 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3 BAY CT, SPRING VALLEY, NY 10977-2003 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Aug 29, 2025 | Deed of Trust, Mortgage · Commercial Mortgage EMPORIUM TPO LLC |
| Jan 23, 2023 | Deed of Trust, Mortgage · Seller Carry-Back JUDAH DERDYK |
| Oct 19, 2022 | Deed, Transfer FIDELITY NATIONAL TITLE |
| Oct 3, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 19, 2022 |
| Deed Sale | Oct 19, 2022 |
| Prior Sale | Oct 3, 2022 · Amount on Record |
| Deed Document Number | 0202237216 |
| Deed Book / Page | 2022 / 37216 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 3 BAY CT, SPRING VALLEY, NY 10977-2003 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2025 |
| Title Company | UNKNOWN, RNY |
| Name | Verified Name |
|---|
| Document Number | 0000026619 |
|---|---|
| Date | Aug 29, 2025 |
| Instrument | 2025-00026619 |
| Name | EMPORIUM TPO LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 3 BAY CT, SPRING VALLEY, NY 10977-2003 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000001165 |
|---|---|
| Date | Jan 23, 2023 |
| Instrument | 2023-00001165 |
| Name | JUDAH DERDYK |
|---|---|
| Type | Seller |
| Address | 8 ELYON RD, MONSEY, NY 10952 |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Oct 19, 2022 |
| Property Address | 3 BAY CT, SPRING VALLEY, NY 10977-2003 |
| Document Number | 0000037216 |
| Map Reference | BK 67 PG 47 MAP 3195 |
| Instrument Date | Sep 28, 2022 |
| Instrument | 2022-00037216 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 BAY CT, 3, SPRING VALLEY, NY 10977-2003 |
| Name | Verified Name |
|---|---|
| Address | 3 BAY CT, SPRING VALLEY, NY 10977-2003 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Oct 3, 2022 |
| Property Address | 3 BAY CT, SPRING VALLEY, NY 10977-2003 |
| Document Number | 0000035415 |
| Map Reference | BK 67 PG 47 MAP 3195 |
| Instrument Date | Sep 23, 2022 |
| Instrument | 2022-00035415 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 BAY CT, 3, SPRING VALLEY, NY 10977-2003 |
| Name | Verified Name |
|---|---|
| Address | 3 ASHER DR, SPRING VALLEY, NY 10977-2786 |
| Document Number | 0000035416 |
|---|---|
| Date | Oct 3, 2022 |
| Instrument | 2022-00035416 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Rate Type | Fixed Rate |
|---|
Source: Rockland County and Ramapo Town assessment roll, as of May 31, 2024
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Ramapo Town |
| Municipality | New Hempstead Village |
| Unified School District | East Ramapo Central School District (Spring Valley) (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2024 | $47,200 (-) Land $15,900 Building $31,300 | $608,248 (+1,102.07%) Land $204,897 Building $403,351 |
| 2023 | $47,200 Land $15,900 Building $31,300 | $50,600 Land $17,045 Building $33,555 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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