3 Barnstable Rd, Norfolk, MA 02056 Property Records

Norfolk County and Norfolk Town property record for 3 Barnstable Rd, Norfolk, MA 02056

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,029 sqft · built 1989
Lot Size	0.887 acres (38,630 sqft)
Owner	2 Individual Names on File
Last Sale	$875,000 (Nov 2023)
Tax Bill	$13,266 (2025)
Deeds & Mortgages	Jun 2025 Mortgage Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`92A`

Property Details

APN / Parcel Number

Primary APN	`92A`
Alternative APN	`NORF M:0015 B:0036 L:0105`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,029 sqft Living Area
Gross Area	5,860 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	38,630 sqft (0.887 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	92A
Street Address	3 BARNSTABLE RD
City	NORFOLK
State	MA
Zip	02056-1803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	OLD CAPE COD ESTS NORFOLK
Legal Block	36
Legal Lot Number	105
Jurisdiction	NORFOLK MA
Township / Civil Division	NORFOLK
Census Block Group	1
Census Block	1030
Census Tract	409102

Owner

Source: Norfolk County and Norfolk Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3 BARNSTABLE RD, NORFOLK, MA 02056-1803
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2025	Deed of Trust, Mortgage · Conventional Mortgage MILFORD FSB
Nov 16, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CHARLES RIVER BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 16, 2023 · Amount on Record
Deed Sale	Nov 16, 2023 · Amount on Record
Prior Sale	Aug 27, 2002 · Amount on Record
Deed Book / Page	41515 / 366
Record Updated	Jun 8, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK MA
Property Address	3 BARNSTABLE RD, NORFOLK, MA 02056-1803
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042433-495
Date	Jun 2, 2025
Book Page	42433/495
Instrument	34817

Lender

Name	MILFORD FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORFOLK MA
Recording Date	Nov 16, 2023
Property Address	3 BARNSTABLE RD, NORFOLK, MA 02056-1803
Document Number	041515-366
Book / Page	41515 / 366
Instrument Date	Nov 16, 2023
Instrument	76098
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 BARNSTABLE RD, NORFOLK, MA 02056-1803

Mortgage

Document Number	0000076099
Date	Nov 16, 2023
Instrument	76099

Lender

Name	CHARLES RIVER BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Norfolk County and Norfolk Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Norfolk Town
Secondary School District	King Philip School District (07 - 12)
Elementary School District	Norfolk School District (PK - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,266.00 (+6.28%)	$830,700 (+3.62%) Land $221,700 Building $609,000	$829,445
2024	$12,482.00 (+10.13%)	$801,700 (+16.07%) Land $221,700 Building $580,000
2023	$11,334.00	$690,700 Land $221,700 Building $469,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	29 (1979–2023)
Claims Outside the SFHA	15 of 29
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Apr 2010 · 6 claims Severe Storms And Flooding, Oct 2005 · 6 claims Heavy Rains And Flooding, Jun 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORFOLK WATER DIVISION serves 7,602 people · EPA ID MA2208000
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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