3 Barnacle Ct, Ocean Pines (Berlin), MD 21811 Property Records

Worcester County property record for 3 Barnacle Ct, Ocean Pines, MD 21811 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,536 sqft · built 1996
Lot Size	0.231 acres (10,044 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (May 2024)
Tax Bill	$2,748 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Apr 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-077276`

Property Details

APN / Parcel Number

Primary APN	`03-077276`
Alternative APN	`077276`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,536 sqft Total Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,044 sqft (0.231 acres)
Porch	Slab
Porch Area	204 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	077276
Street Address	3 BARNACLE CT
City	BERLIN
State	MD
Zip	21811-1842
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT B-06-373 10044 SQ FT BOS'N COURT PL OCEAN PINES SEC 6
Legal Subdivision	OCEAN PINES SECTION SIX
Legal Lot Number	373
Jurisdiction	WORCESTER MD
Township / Civil Division	5, OCEAN PINES
Census Block Group	2
Census Block	2000
Census Tract	950600

Owner

Source: Worcester County records · APN 03-077276

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3 BARNACLE CT, BERLIN, MD 21811-1842
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Apr 23, 2020	Deed, Transfer · Conventional Mortgage NORWICH COMMERCIAL GROUP INC
Oct 29, 2019	Grant Deed, Transfer BAY NATIONAL TITLE, BAY NAT'L TITLE
Sep 11, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 22, 2024 · Amount on Record
Deed Sale	May 22, 2024 · Amount on Record
Prior Sale	Apr 23, 2020 · Amount on Record
Deed Book / Page	8760 / 425
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	3 BARNACLE CT, OCEAN PINES, MD 21811-1842
Transaction Type	Mortgage
Record Updated	Mar 02, 2026
Title Company	ALLIED TITLE AND ESCROW LLC, ALLIED TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 BARNACLE CT, BERLIN, MD 21811-1842

Mortgage

Document Number	0090920203
Date	Feb 13, 2026
Book Page	9092/203

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Apr 23, 2020
Property Address	3 BARNACLE CT, OCEAN PINES, MD 21811-1842
Document Number	0076400431
Book / Page	7640 / 431
Map Reference	MB FWH12 FO 10
Instrument Date	Apr 17, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	RESORT LAND T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 BARNACLE CT, OCEAN PINES, MD 21811-1842

Mortgage

Document Number	0007640435
Date	Apr 23, 2020
Instrument	7640/435

Lender

Name	NORWICH COMMERCIAL GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WORCESTER MD
Recording Date	Oct 29, 2019
Property Address	3 BARNACLE CT, OCEAN PINES, MD 21811-1842
Document Number	0075220263
Book / Page	007522 / 000263
Instrument Date	Oct 09, 2019
Transaction Type	Transfer
Record Updated	Nov 13, 2019
Title Company	BAY NATIONAL TITLE, BAY NAT'L TITLE

Transaction

Amount	Amount Recorded
Tax	$155.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13697 N 87TH ST SCOTTSDALE AZ 852604154, SCOTTSDALE, AZ 85260-4154

September 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WORCESTER MD
Recording Date	Sep 11, 2019
Property Address	3 BARNACLE CT, OCEAN PINES, MD 21811-1842
Document Number	0074890030
Book / Page	007489 / 000030
Instrument Date	Mar 22, 2019
Transaction Type	Foreclosure
Record Updated	Sep 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$125.67
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	3 BARNACLE CT BERLIN MD 218111842, BERLIN, MD 21811-1842
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Worcester County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$354,100 (+10.52%)	$387,800 (-) Land $93,700 Building $294,100
2025	$2,748.00 (+11.03%) Homeowner's exemption	$320,400 (+23.88%)	$387,800 (+35.26%) Land $93,700 Building $294,100
2023	$2,475.00	$258,633	$286,700 Land $82,400 Building $204,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (24047C), updated June 4, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240479506002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 26 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	13 (1979–2017)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Aug 2017, rainfall accumulation

Wildfire

Wildfire Risk	Low above 6% of the US · above 13% of Maryland
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 419 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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