Essex County and Lynnfield Town property record for 3 Bancroft St, Lynnfield, MA 01940
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,325 sqft · built 1955 |
| Lot Size | 0.365 acres (15,891 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $310,000 (Feb 2002) |
| Tax Bill | $9,506 (2025) |
| Deeds & Mortgages | Nov 2023 Transfer Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | LYNF M:0041 B:0000 L:2551 |
| Primary APN | LYNF M:0041 B:0000 L:2551 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,325 sqft Living Area |
| Gross Area | 3,824 sqft |
| Basement Area | 1,737 sqft |
| Finished Basement | 1,158 sqft |
| Unfinished Basement | 579 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 15,891 sqft (0.365 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 3 BANCROFT ST |
|---|---|
| City | LYNNFIELD |
| State | MA |
| Zip | 01940-2109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Subdivision | GLEN MDW PARK SEC 08 |
| Legal Lot Number | 2551 |
| Jurisdiction | LYNNFIELD MA |
| Township / Civil Division | LYNNFIELD |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 209100 |
Source: Essex County and Lynnfield Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 3 BANCROFT ST, LYNNFIELD, MA 01940-2109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Nov 13, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Jul 11, 2019 | Deed of Trust, Mortgage · Balloon Mortgage EASTERN BANK |
| Sep 23, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance DEDHAM INSTITUTION FOR SAVINGS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 14, 2002 · Amount on Record |
| Deed Sale | Feb 14, 2002 · Amount on Record |
| Deed Book / Page | 18326 / 111 |
| Last Transfer Date | Nov 12, 2023 |
| Transfer Doc | 041855-308 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Recording Date | Nov 13, 2023 |
| Property Address | 3 BANCROFT ST, LYNNFIELD, MA 01940-2109 |
| Document Number | 041855-308 |
| Book / Page | 41855 / 308 |
| Instrument Date | Nov 12, 2023 |
| Instrument | 20231113001120 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 BANCROFT ST, LYNNFIELD, MA 01940-2109 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Property Address | 3 BANCROFT ST, LYNNFIELD, MA 01940-2109 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37655-91 |
|---|---|
| Date | Jul 11, 2019 |
| Book Page | 37655/91 |
| Instrument | 20190711000500 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Property Address | 3 BANCROFT ST, LYNNFIELD, MA 01940-2109 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38970-50 |
|---|---|
| Date | Sep 23, 2020 |
| Book Page | 38970/50 |
| Instrument | 20200923003260 |
| Name | DEDHAM INSTITUTION FOR SAVINGS |
|---|---|
| Type | Funding / Finance Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Lynnfield Town |
| Unified School District | Lynnfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,506.00 (+4.44%) | $900,200 (+3.95%) Land $564,300 Building $335,900 | $743,185 |
| 2024 | $9,102.00 (+0.43%) | $866,000 (+7.98%) Land $542,600 Building $323,400 | |
| 2023 | $9,063.00 | $802,000 Land $514,600 Building $287,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1979–2014) |
| Most Recent Claim | Dec 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNNFIELD CENTER WATER DISTRICT serves 8,525 people · EPA ID MA3164000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2023 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber | 980 / 880 |
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