3 Baldwin Rd, Westford, MA 01886 Property Records

Middlesex County and Westford Town property record for 3 Baldwin Rd, Westford, MA 01886

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,800 sqft · built 1994
Lot Size	0.918 acres (39,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,290,000 (Dec 2025)
Tax Bill	$15,748 (2026)
Deeds & Mortgages	Mar 2021 Refinance Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WFOR M:0033.0 P:0023 S:0031`

Property Details

APN / Parcel Number

Primary APN	`WFOR M:0033.0 P:0023 S:0031`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,800 sqft Living Area
Gross Area	4,658 sqft
Basement Area	1,400 sqft
Unfinished Basement	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	39,988 sqft (0.918 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3 BALDWIN RD
City	WESTFORD
State	MA
Zip	01886-2063
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	ROBERT WALKER
Jurisdiction	WESTFORD MA
Township / Civil Division	WESTFORD
Census Block Group	4
Census Block	4024
Census Tract	318300

Owner

Source: Middlesex County and Westford Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 BALDWIN RD, WESTFORD, MA 01886-2063
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST SB
Dec 11, 2025	Quit Claim Deed, Transfer · Conventional Mortgage JEANNE D ARC CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2025 · Amount on Record
Deed Sale	Dec 11, 2025 · Amount on Record
Prior Sale	Jul 3, 2012 · Amount on Record
Deed Document Number	202540034
Deed Book / Page	39730 / 203
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFORD MA
Property Address	3 BALDWIN RD, WESTFORD, MA 01886-2063
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035471-96
Date	Mar 15, 2021
Book Page	35471/96
Instrument	15274

Lender

Name	FIRST SB

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTFORD MA
Recording Date	Dec 11, 2025
Property Address	3 BALDWIN RD, WESTFORD, MA 01886-2063
Document Number	039730-203
Book / Page	39730 / 203
Instrument Date	Dec 11, 2025
Instrument	40034
Transaction Type	Transfer
Record Updated	Dec 31, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 BALDWIN RD, WESTFORD, MA 01886-2063

Mortgage

Document Number	0000040035
Date	Dec 11, 2025
Instrument	40035

Lender

Name	JEANNE D ARC CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Middlesex County and Westford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Westford Town
Unified School District	Westford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,748.00 (+4.63%)	$1,201,200 (+7.5%) Land $405,500 Building $795,700	$1,114,920 (-)
2025	$15,051.00 (+1.24%)	$1,117,400 (+3.49%) Land $362,800 Building $754,600	$1,114,920 (+1.88%)
2024	$14,867.00 (+13.26%)	$1,079,700 (+21.41%) Land $355,800 Building $723,900	$1,094,305
2023	$13,126.00	$889,300 Land $339,000 Building $550,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	42 units insured incl. 35 condo units
Nearby Flood Claims	3 (1979–2011)
Most Recent Claim	Feb 2011

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTFORD WATER DEPARTMENT serves 18,848 people · EPA ID MA3330000
Water Source	Groundwater influenced by surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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