3 Bailey Ln, Pana, IL 62557 Property Records

Christian County property record for 3 Bailey Ln, Pana, IL 62557

Property Summary

Property Type	Single Family Home
Details	2 ba · 512 sqft · built 1975
Lot Size	13.4 acres (586,690 sqft)
Owner	Individual Name on File
Last Sale	$50,300 (Jul 2014)
Tax Bill	$798 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Nov 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`11-25-24-201-003-00`

Property Details

APN / Parcel Number

Primary APN	`11-25-24-201-003-00`

Interior

Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	512 sqft Living Area
1st Floor Area	512 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1980
Construction Type	Frame
Lot Area	586,690 sqft (13.4 acres)
Porch	Slab
Porch Area	256 sqft

Location & Zoning

Street Address	3 BAILEY LN
City	PANA
State	IL
Zip	62557-6435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	CITY OF PANA RESERVOIR M3 113518.000 25-24-D
Legal Subdivision	PANA LAKE
Jurisdiction	CHRISTIAN IL
Township / Civil Division	PANA
Census Block Group	4
Census Block	4113
Census Tract	958700

Owner

3 Bailey Ln is owned and occupied by an individual who bought it in July 2014.

Source: Christian County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	3 BAILEY LN, PANA, IL 62557-6435
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Nov 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MIDLAND COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2014 · Amount on File
Deed Sale	Jul 16, 2014 · Amount on File
Deed Document Number	20142619
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN IL
Property Address	3 BAILEY LN, PANA, IL 62557-6435
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025R03905
Date	Nov 25, 2025
Instrument	2025R03905

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN IL
Property Address	3 BAILEY LN, PANA, IL 62557-6435
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R04678
Date	Nov 4, 2021
Instrument	2021R04678

Lender

Name	MIDLAND COMMUNITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3 Bailey Ln was $798 with a homeowner's exemption.

Source: Christian County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Christian County
County Subdivision	Pana Township
Municipality	Pana City
Unified School District	Pana Community Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$798.00	$14,343 Land $4,937 Building $9,406	$43,029 Land $14,811 Building $28,218

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3 Bailey Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 16, 2011

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Bailey Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 500
Sparklight Cable	1,000 / 50

May also be available: Computer Techniques, Watch TV.

Cell Coverage

5G and 4G LTE (outdoors only)

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