3 Ayer Rd, Lawrence, MA 01843 Property Records

Essex County and Lawrence City property record for 3 Ayer Rd, Lawrence, MA 01843

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,382 sqft · built 1954
Lot Size	0.132 acres (5,760 sqft)
Owner	Individual Name on Record
Last Sale	$580,000 (Jun 2024)
Tax Bill	$4,425 (2025)
Deeds & Mortgages	Oct 2024 Refinance May 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`95 0000 0027 A`

Property Details

APN / Parcel Number

Primary APN	`95 0000 0027 A`
Alternative APN	`LAWR M:0095 B:0000 L:0027`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,382 sqft Living Area
Gross Area	3,060 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,760 sqft (0.132 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	95 0000 0027 A
Street Address	3 AYER RD
City	LAWRENCE
State	MA
Zip	01843-3409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	STEVENS ESTATE
Legal Lot Number	27
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	3
Census Block	3008
Census Tract	251800

Owner

Source: Essex County and Lawrence City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 AYER RD, LAWRENCE, MA 01843-3409
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance GUILD MORTGAGE CO
May 25, 2023	Quit Claim Deed, Transfer Quitclaim
Jun 24, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2024 · Amount on Record
Deed Sale	Jun 28, 2024 · Amount on Record
Prior Sale	Nov 22, 2013 · Amount on Record
Deed Book / Page	18029 / 200
Prior Transfer Date	May 18, 2023
Prior Transfer Doc	0017747-50
Record Updated	Sep 20, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	3 AYER RD, LAWRENCE, MA 01843-3409
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	018129-178
Date	Oct 28, 2024
Book Page	18129/178
Instrument	18630

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	May 25, 2023
Property Address	3 AYER RD, LAWRENCE, MA 01843-3409
Document Number	0017747-50
Book / Page	17747 / 50
Instrument Date	May 18, 2023
Instrument	7946
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 AYER RD, LAWRENCE, MA 01843-3409

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	3 AYER RD, LAWRENCE, MA 01843-3409
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16363-347
Date	Jun 24, 2020
Book Page	16363/347
Instrument	15427

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,425.00 (+8.88%)	$502,800 (+14.43%) Land $157,400 Building $345,400	$537,890
2024	$4,064.00 (-3.61%)	$439,400 (+5.88%) Land $132,800 Building $306,600
2023	$4,216.00	$415,000 Land $118,400 Building $296,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

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