3 Avery Rd, Holden, MA 01520 Property Records

Worcester County and Holden Town property record for 3 Avery Rd, Holden, MA 01520

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,278 sqft · built 2000
Lot Size	1.22 acres (53,504 sqft)
Owner	Individual Name on File
Last Sale	$25,000 (Jun 2021)
Tax Bill	$8,437 (2026)
Deeds & Mortgages	Feb 2020 Refinance Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HOLD M:158 B:52`

Property Details

APN / Parcel Number

Primary APN	`HOLD M:158 B:52`
Alternative APNs	`M:00158 P:00052` `10906`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,278 sqft Living Area
Gross Area	4,834 sqft
1st Floor Area	1,132 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	53,504 sqft (1.22 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	10906
Street Address	3 AVERY RD
City	HOLDEN
State	MA
Zip	01520-1235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Subdivision	NEW DIMENSIONS TEMPLETON PREPA
Legal Block	52
Jurisdiction	HOLDEN MA
Township / Civil Division	HOLDEN
Census Block Group	3
Census Block	3009
Census Tract	728100

Owner

3 Avery Rd is owned and occupied by an individual who bought it in June 2021.

Source: Worcester County and Holden Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3 AVERY RD, HOLDEN, MA 01520-1235
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ST MARYS CREDIT UNION
Sep 30, 2021	Deed of Trust, Mortgage · ARM CENTRAL ONE FEDERAL CREDIT UNION
Jun 17, 2021	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2021 · Amount on File
Deed Sale	Jun 17, 2021 · Amount on File
Prior Sale	Aug 31, 2009 · Amount on File
Deed Document Number	202184266
Deed Book / Page	65412 / 357
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	3 AVERY RD, HOLDEN, MA 01520-1235
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	061918-336
Date	Feb 20, 2020
Book Page	61918/336
Instrument	17632

Lender

Name	ST MARYS CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2035

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOYLSTON MA
Property Address	3 AVERY RD, HOLDEN, MA 01520-1235
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0066189-71
Date	Sep 30, 2021
Book Page	66189/71
Instrument	137475

Lender

Name	CENTRAL ONE FEDERAL CREDIT UNION

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Oct 1, 2031
Index	5-Year CMT

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOYLSTON MA
Recording Date	Jun 17, 2021
Property Address	3 AVERY RD, HOLDEN, MA 01520-1235
Document Number	065412-357
Book / Page	65412 / 357
Instrument Date	Jun 17, 2021
Instrument	84266
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 PINEWOOD DR, WEST BOYLSTON, MA 01583-1813

Tax Assessment & Valuation

The 2026 property tax bill for 3 Avery Rd was $8,437, up 2.6% from the year before.

Source: Worcester County and Holden Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Holden Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,437.00 (+2.55%)	$625,900 (+5.44%) Land $176,700 Building $449,200	$680,271 (+12.34%)
2025	$8,227.00 (+4.14%)	$593,600 (+6.32%) Land $168,200 Building $425,400	$605,530
2024	$7,900.00 (+5.71%)	$558,300 (+12%) Land $163,400 Building $394,900
2023	$7,473.00	$498,500 Land $142,000 Building $356,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Avery Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Avery Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLDEN WATER DIVISION, DPW serves 18,016 people · EPA ID MA2134000
Water Source	Purchased surface water from WORCESTER DPWP, WATER SUPPLY DIVISION
Last State Inspection	Nov 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber.

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