3 Austin Dr, Cumberland, RI 02864 Property Records

Cumberland Town property record for 3 Austin Dr, Cumberland, RI 02864

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 925 sqft · built 1956
Lot Size	0.298 acres (12,981 sqft)
Owner	2 Individual Names on File
Last Sale	$221,000 (Oct 2011)
Tax Bill	$4,159 (2026)
Deeds & Mortgages	Apr 2020 Refinance Jun 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`8982-84`

Property Details

APN / Parcel Number

Primary APN	`8982-84`
Alternative APN	`CUMB M:046 B:0029 L:000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	925 sqft Living Area
Gross Area	2,621 sqft
1st Floor Area	925 sqft
Basement Area	925 sqft
Unfinished Basement	925 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,981 sqft (0.298 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	8982-84
Street Address	3 AUSTIN DR
City	CUMBERLAND
State	RI
Zip	02864-1529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	100
Legal Block	29
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	1
Census Block	1045
Census Tract	11402

Owner

3 Austin Dr is owned and occupied by two individuals who acquired it in June 2021.

Source: Cumberland Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 AUSTIN DR, CUMBERLAND, RI 02864-1529
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance PAWTUCKET CU
Jun 14, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2011 · Amount on File
Deed Sale	Oct 25, 2011 · Amount on File
Deed Book / Page	1549 / 246
Last Transfer Date	Jun 10, 2021
Transfer Doc	001892-783
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	3 AUSTIN DR, CUMBERLAND, RI 02864-1529
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001837-318
Date	Apr 30, 2020
Book Page	1837/318
Instrument	113682

Lender

Name	PAWTUCKET CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Jun 14, 2021
Property Address	3 AUSTIN DR, CUMBERLAND, RI 02864-1529
Document Number	001892-783
Book / Page	1892 / 783
Instrument Date	Jun 10, 2021
Instrument	124897
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 AUSTIN DR, CUMBERLAND, RI 02864-1529

Tax Assessment & Valuation

The 2026 property tax bill for 3 Austin Dr was $4,159, up 1.1% from the year before.

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,159.00 (+1.07%)	$415,500 (+23.88%) Land $210,200 Building $205,300	$433,578
2025	$4,115.00	$335,400 Land $155,000 Building $180,400
2023	$3,897.00 (-0.15%)	$335,400 (+28.8%) Land $155,000 Building $180,400
2022	$3,903.00	$260,400 Land $120,500 Building $139,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Austin Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Austin Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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