Charleston County property record for 3 Atlantic St, Charleston, SC 29401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,509 sqft · built 1830 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $2,800,000 (Sep 2025) |
| Tax Bill | $31,972 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Sep 2025 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 457-16-04-079 |
| Primary APN | 457-16-04-079 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,509 sqft Living Area |
| 1st Floor Area | 937 sqft |
| Upper Floors Area | 1,572 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1830 |
|---|---|
| Effective Year Built | Effective 1830 |
| Exterior Material | Wood Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Galvanized Metal |
| Lot Area | 2,614 sqft (0.06 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 231 sqft |
| Shed | 1 Shed |
| Shed Area | 380 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3 ATLANTIC ST |
|---|---|
| City | CHARLESTON |
| State | SC |
| Zip | 29401-2701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DESCRIPTION -3 ATLANTIC |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | CHARLESTON CENTRAL |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 200 |
Source: Charleston County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3 ATLANTIC ST, CHARLESTON, SC 29401-2701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2026 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Sep 23, 2025 | Deed, Transfer · Conventional Mortgage REGIONS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 2025 · Amount on Record |
| Deed Sale | Sep 23, 2025 · Amount on Record |
| Prior Sale | Aug 29, 2014 · Amount on Record |
| Deed Book / Page | 1339 / 627 |
| Prior Transfer Date | Aug 28, 2014 |
| Prior Transfer Doc | 0426/0284 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | May 28, 2026 |
| Property Address | 3 ATLANTIC ST, CHARLESTON, SC 29401-2701 |
| Document Number | 0013910960 |
| Book / Page | 1391 / 960 |
| Instrument Date | May 22, 2026 |
| Instrument | 202632931 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 3 ATLANTIC ST, CHARLESTON, SC 29401-2701 |
| Investor | Possibly a Property Investor |
| Document Number | 0000032931, |
|---|---|
| Date | May 28, 2026 |
| Book Page | 1391/960 |
| Instrument | 202632931 |
| Name | REGIONS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 16, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Sep 23, 2025 |
| Property Address | 3 ATLANTIC ST, CHARLESTON, SC 29401-2701 |
| Document Number | 0013390627 |
| Book / Page | 1339 / 627 |
| Instrument Date | Sep 15, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,280.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 ATLANTIC ST, CHARLESTON, SC 29401-2701 |
| Document Number | 0001339628 |
|---|---|
| Date | Sep 23, 2025 |
| Instrument | 1339/628 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Charleston City |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $31,972.00 (+10.21%) | $1,950,688 (+1,816.76%) Land $677,402 Building $1,273,286 | $2,818,900 (+30.65%) Land $978,900 Building $1,840,000 |
| 2024 | $29,011.00 (+7.56%) | $101,770 (-) | |
| 2022 | $26,972.00 | $101,770 | $2,157,600 (-) Land $799,100 Building $1,358,500 |
| 2020 | $2,157,600 Land $799,100 Building $1,358,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 285 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 395 units insured incl. 110 condo units |
| Nearby Flood Claims | 509 (1979–2024) |
| Claims Outside the SFHA | 2 of 509 |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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