Bergen County and Oakland Borough property record for 3 Arrowhead Rd, Oakland, NJ 07436
| Property Type | Single Family Home |
|---|---|
| Details | 1,980 sqft · built 1965 |
| Lot Size | 0.556 acres (24,219 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $550,000 (Dec 2010) |
| Tax Bill | $13,680 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-05603-0000-00031 |
| Primary APN | 42-05603-0000-00031 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,980 sqft Living Area |
| 1st Floor Area | 1,980 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Construction Type | Frame |
| Lot Area | 24,219 sqft (0.556 acres) |
| Lot Dimensions | 140 ft deep x 173 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 42037030300013 |
|---|---|
| Street Address | 3 ARROWHEAD RD |
| City | OAKLAND |
| State | NJ |
| Zip | 07436-3805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA2 |
| Legal Description | 0.556 AC |
| Legal Subdivision | MOUNTAINGARDENS SEC 4 |
| Legal Block | 5603 |
| Legal Lot Number | 31 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | OAKLAND |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 39200 |
3 Arrowhead Rd is owned and occupied by two individuals who bought it in December 2010.
Source: Bergen County and Oakland Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 ARROWHEAD RD, OAKLAND, NJ 07436-3805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 29, 2010 · Amount on File |
| Deed Sale | Dec 29, 2010 · Amount on File |
| Deed Document Number | 20106201416 |
| Deed Book / Page | 620 / 1416 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 3 ARROWHEAD RD, OAKLAND, NJ 07436-3805 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0037941880 |
|---|---|
| Date | Oct 28, 2020 |
| Book Page | 3794/1880 |
| Instrument | 20-111722 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Sep 1, 2035 |
The 2025 property tax bill for 3 Arrowhead Rd was $13,680, up 4% from the year before.
Source: Bergen County and Oakland Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Oakland Borough |
| Elementary School District | Oakland Borough School District (KG - 08) |
| Secondary School District | Ramapo-Indian Hill Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $687,000 (+9.73%) Land $387,300 Building $299,700 | $687,000 (+9.73%) Land $387,300 Building $299,700 | |
| 2025 | $13,680.00 (+3.97%) | $626,100 Land $363,900 Building $262,200 | $626,100 Land $363,900 Building $262,200 |
| 2024 | $13,158.00 | ||
| 2023 | $542,200 Land $304,500 Building $237,700 | $542,200 Land $304,500 Building $237,700 | |
| 2022 | $12,409.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Arrowhead Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1979) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Arrowhead Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OAKLAND WATER DEPT serves 12,754 people · EPA ID NJ0242001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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