3 Arrowhead Dr, Oneonta, NY 13820 Property Records

Otsego County and Oneonta Town property record for 3 Arrowhead Dr, Oneonta, NY 13820

Property Summary

Property TypeTownhouse
Details3 bd · 2 ba · 1,758 sqft · built 2009
Lot Size0.12 acres (5,227 sqft)
Owner2 Individual Names on Record
Last Sale$235,000 (Jul 2015)
Tax Bill$6,583 (2025)
Deeds & MortgagesDec 2018 Sale
Flood ZoneZone X (minimal risk)
APN364600 299.21-1-2.10

Property Details

APN / Parcel Number

Primary APN364600 299.21-1-2.10
Alternative APNs
  • 460029902100010020100000
  • 220308

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,758 sqft Living Area
1st Floor Area1,465 sqft
Upper Floors Area293 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Lot Area5,227 sqft (0.12 acres)
Lot Dimensions100 ft deep x 55 ft wide
Garage TypeAttached
Garage Area564 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number220308
Street Address3 ARROWHEAD DR
CityONEONTA
StateNY
Zip13820-2464
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal Block1
Legal Lot Number2.010
JurisdictionOTSEGO NY
Township / Civil DivisionONEONTA
Census Block Group5
Census Block5036
Census Tract590800

Owner

Source: Otsego County and Oneonta Town records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3 ARROWHEAD DR, ONEONTA, NY 13820-2464
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 28, 2015 · Amount on Record
Deed SaleJul 28, 2015 · Amount on Record
Prior SaleSep 30, 2009 · Amount on Record
Deed Book / Page2015 / 3474
Record UpdatedJun 8, 2026

December 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOTSEGO NY
Recording DateDec 14, 2018
Property Address3 ARROWHEAD DR, ONEONTA, NY 13820-2464
Document Number0000006048
Instrument DateDec 10, 2018
Instrument6048
Transaction TypeTransfer
Record UpdatedApr 4, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$0.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6 MOHICAN CIR ONEONTA NY 138201054, ONEONTA, NY 13820-1054

Tax Assessment & Valuation

Source: Otsego County and Oneonta Town assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
County SubdivisionOneonta Town
Unified School DistrictOneonta City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,583.00 (+324.71%)$213,800 (-) Land $27,100 Building $186,700$305,429 (+11.43%) Land $38,714 Building $266,715
2023$1,550.00$213,800 (-) Land $27,100 Building $186,700$274,103 (+12.82%) Land $34,744 Building $239,359
2022$213,800 Land $27,100 Building $186,700$242,955 Land $30,796 Building $212,159

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims10 (1978–2022)
Claims Outside the SFHA4 of 10
Most Recent ClaimApr 2022 · river or lake flooding
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 4 claims
  • Severe Storms And Flooding, Jun 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONEONTA CITY
serves 15,954 people · EPA ID NY3800154
Water SourceSurface water
Last State InspectionOct 2024
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
T-Mobile
Fixed Wireless
100 / 20

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