Middlesex County and Woburn City property record for 3 Arnold St, Woburn, MA 01801
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,698 sqft · built 1997 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $259,900 (Dec 1997) |
| Tax Bill | $9,075 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer Feb 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 276993153818 0 |
| Primary APN | 276993153818 0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,698 sqft Living Area |
| Gross Area | 4,854 sqft |
| 1st Floor Area | 1,690 sqft |
| Basement Area | 1,508 sqft |
| Unfinished Basement | 1,508 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 276993153818 0 |
|---|---|
| Street Address | 3 ARNOLD ST |
| City | WOBURN |
| State | MA |
| Zip | 01801-4547 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Block | 19 |
| Legal Lot Number | 24 |
| Jurisdiction | WOBURN MA |
| Township / Civil Division | WOBURN |
| Census Block Group | 5 |
| Census Block | 5016 |
| Census Tract | 333400 |
3 Arnold St is owner-occupied and held in a trust since September 2025.
Source: Middlesex County and Woburn City records, as of October 2, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 3 ARNOLD ST, WOBURN, MA 01801-4547 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 28, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Feb 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA |
| Jul 13, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA |
| Oct 26, 2020 | Deed of Trust, Mortgage · Line of Credit BROOKLINE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 29, 1997 · Amount on File |
| Deed Sale | Dec 29, 1997 · Amount on File |
| Last Transfer Date | Sep 22, 2025 |
| Transfer Doc | 085164-340 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WOBURN MA |
| Recording Date | Jan 28, 2026 |
| Property Address | 3 ARNOLD ST, WOBURN, MA 01801-4547 |
| Document Number | 085164-340 |
| Book / Page | 85164 / 340 |
| Instrument Date | Sep 22, 2025 |
| Instrument | 9461 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 ARNOLD ST, WOBURN, MA 01801-4547 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOBURN MA |
| Property Address | 3 ARNOLD ST, WOBURN, MA 01801-4547 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 76905-459 |
|---|---|
| Date | Feb 8, 2021 |
| Book Page | 76905/459 |
| Instrument | 28338 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOBURN MA |
| Property Address | 3 ARNOLD ST, WOBURN, MA 01801-4547 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75095-183 |
|---|---|
| Date | Jul 13, 2020 |
| Book Page | 75095/183 |
| Instrument | 111703 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOBURN MA |
| Property Address | 3 ARNOLD ST, WOBURN, MA 01801-4547 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75979-147 |
|---|---|
| Date | Oct 26, 2020 |
| Book Page | 75979/147 |
| Instrument | 195652 |
| Name | BROOKLINE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 601 Months |
| Due | Nov 1, 2070 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3 Arnold St was $9,075, up 10.5% from the year before.
Source: Middlesex County and Woburn City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Woburn City |
| Unified School District | Woburn School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,075.00 (+10.48%) | $1,062,600 (+4.27%) Land $384,800 Building $677,800 | $986,480 (+10.96%) |
| 2024 | $8,214.00 (+6.25%) | $1,019,100 (+14.69%) Land $366,500 Building $652,600 | $889,010 |
| 2023 | $7,731.00 | $888,600 Land $333,200 Building $555,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Arnold St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979–1990) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 1990 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Arnold St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WOBURN WATER DEPT. serves 40,876 people · EPA ID MA3347000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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