3 Arnold Ln, Commack, NY 11725 Property Records

Suffolk County and Huntington Town property record for 3 Arnold Ln, Commack, NY 11725

Property Summary

Property Type	Single Family Home
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$372,500 (Jul 2019)
Tax Bill	$10,744 (2024)
Deeds & Mortgages	Oct 2020 Refinance Sep 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0400-224.00-03.00-140.000`

Property Details

APN / Parcel Number

Primary APN	`0400-224.00-03.00-140.000`
Alternative APNs	`472689 224.00-03.00-140.000` `268922400003001400000000` `472600546760`

Exterior

Lot Area	7,841 sqft (0.18 acres)

Location & Zoning

Street Address	3 ARNOLD LN
City	COMMACK
State	NY
Zip	11725-3901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	BLK LOT
Legal Block	300
Legal Lot Number	140
Jurisdiction	SUFFOLK NY
Township / Civil Division	HUNTINGTON
Census Block Group	1
Census Block	1013
Census Tract	112103

Owner

Source: Suffolk County and Huntington Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 ARNOLD LN, COMMACK, NY 11725-3901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance TEACHERS FCU
Sep 3, 2020	Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage TEACHERS FED'L CU
Jul 16, 2019	Executor's Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2019 · Amount on Record
Deed Sale	Jul 16, 2019 · Amount on Record
Deed Book / Page	13019 / 794
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	3 ARNOLD LN, COMMACK, NY 11725-3901
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0231830555
Date	Oct 14, 2020
Book Page	23183/555
Instrument	30453

Lender

Name	TEACHERS FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

September 2020: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	SUFFOLK NY
Property Address	3 ARNOLD LN, COMMACK, NY 11725-3901
Document Number	0231830556
Instrument Date	Sep 3, 2020
Transaction Type	Mortgage
Record Updated	Apr 5, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 ARNOLD LN COMMACK NY 117253901, COMMACK, NY 11725-3901

Mortgage

Document Number	0231830556
Date	Oct 14, 2020
Book Page	023183/000556

Lender

Name	TEACHERS FED'L CU
Address	HAUPPAUGE, NY 11788

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 13, 2050

Interest

Rate Type	Fixed Rate
Rate	2.87%

July 2019: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	SUFFOLK NY
Recording Date	Jul 16, 2019
Property Address	3 ARNOLD LN, COMMACK, NY 11725-3901
Document Number	0130190794
Book / Page	13019 / 794
Instrument Date	May 24, 2019
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Suffolk County and Huntington Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Huntington Town
Unified School District	Commack Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,544 (+6.27%) Land $250 Building $2,294	$565,334 (+10,788.56%) Land $55,556 Building $509,778
2024	$10,744.00		$5,192 (+19.27%) Land $510 Building $4,682
2023		$2,394 Land $250 Building $2,144	$4,353 Land $455 Building $3,898

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1979–1981)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Feb 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREENLAWN WATER DISTRICT serves 42,000 people · EPA ID NY5103271
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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