1. Home
  2. New Jersey
  3. Bergen County
  4. Ramsey
  5. Armstrong Ave

3 Armstrong Ave, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 3 Armstrong Ave, Ramsey, NJ 07446

Property Summary

Property TypeSingle Family Home
Details1,973 sqft · built 1963
Lot Size0.356 acres (15,507 sqft)
Owner2 Individual Names on Record
Last Sale$592,000 (Aug 2009)
Tax Bill$14,201 (2025)
Deeds & MortgagesAug 2021 Line of Credit
Feb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN48-03406-0000-00013

Property Details

APN / Parcel Number

Primary APN48-03406-0000-00013
Alternative APN
  • 480340600013

Interior

Stories2 Stories
Building Area1,973 sqft Living Area

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Construction TypeFrame
Lot Area15,507 sqft (0.356 acres)
Lot Dimensions155 ft deep x 100 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address3 ARMSTRONG AVE
CityRAMSEY
StateNJ
Zip07446-2415
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Description0.356AC
Legal SubdivisionH&T REALTY CO INC SEC 28
Legal Block3406
Legal Lot Number13
JurisdictionBERGEN NJ
Township / Civil DivisionRAMSEY
Census Block Group3
Census Block3007
Census Tract44201

Owner

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3 ARMSTRONG AVE, RAMSEY, NJ 07446-2415
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2021Deed of Trust, Mortgage · Line of Credit
COLUMBIA BANK
Feb 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
COLUMBIA BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 26, 2009 · Amount on Record
Deed SaleAug 26, 2009 · Amount on Record
Prior SaleJul 20, 2007 · Amount on Record
Deed Document Number20092240176
Deed Book / Page224 / 176
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address3 ARMSTRONG AVE, RAMSEY, NJ 07446-2415
Transaction TypeMortgage
Record UpdatedOct 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0043480825
DateAug 26, 2021
Book Page4348/825
Instrument2021136627
Lender
NameCOLUMBIA BANK
TypeBank
AddressFAIR LAWN, NJ 07410
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address3 ARMSTRONG AVE, RAMSEY, NJ 07446-2415
Transaction TypeMortgage
Record UpdatedFeb 24, 2021
Title CompanyREPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0039521076
DateFeb 10, 2021
Book Page3952/1076
Instrument2021017973
Lender
NameCOLUMBIA BANK
TypeBank
AddressFAIR LAWN, NJ 07410
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRamsey Borough
Unified School DistrictRamsey Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$722,600 (+4.77%) Land $400,700 Building $321,900$722,600 (+4.77%) Land $400,700 Building $321,900
2025$14,201.00 (-0.98%)$689,700 (+35.71%) Land $370,700 Building $319,000$689,700 (+35.71%) Land $370,700 Building $319,000
2024$14,341.00 (+7.58%)
2023$508,200 Land $275,800 Building $232,400$508,200 Land $275,800 Building $232,400
2022$13,330.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1999)
Most Recent ClaimSep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMSEY WATER DEPT
serves 15,207 people · EPA ID NJ0248001
Water SourcePurchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State InspectionFeb 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

Nearby Properties on Armstrong Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures