3 Armandale St, Worcester, MA 01603 Property Records

Worcester County and Worcester City property record for 3 Armandale St, Worcester, MA 01603

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,724 sqft · built 1918
Lot Size	0.133 acres (5,790 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Nov 2018)
Tax Bill	$4,691 (2026)
Deeds & Mortgages	Apr 2022 Transfer Nov 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-009-00006`

Property Details

APN / Parcel Number

Primary APN	`15-009-00006`
Alternative APN	`WORC M:15 B:009 L:00006`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,724 sqft Living Area
Gross Area	3,148 sqft
1st Floor Area	1,126 sqft
Attic	Attic
Attic Area	322 sqft
Basement Area	910 sqft
Unfinished Basement	910 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,790 sqft (0.133 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	15-009-00006
Street Address	3 ARMANDALE ST
City	WORCESTER
State	MA
Zip	01603-1203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL-7
Legal Block	9
Legal Lot Number	6
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	1
Census Block	1012
Census Tract	731001

Owner

3 Armandale St is owned by an individual who acquired it in March 2022.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	152 COOLIDGE RD, WORCESTER, MA 01602-2747
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2022	Quit Claim Deed, Transfer Quitclaim
Nov 28, 2018	Quit Claim Deed, Transfer · Conventional Mortgage ROSS MTG CO INC
Jan 5, 2018	Deed of Trust, Mortgage · Line of Credit MILLBURY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2018 · Amount on File
Deed Sale	Nov 28, 2018 · Amount on File
Deed Book / Page	59743 / 363
Last Transfer Date	Mar 31, 2022
Transfer Doc	067393-255
Record Updated	Oct 29, 2026

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Apr 6, 2022
Property Address	3 ARMANDALE ST, WORCESTER, MA 01603-1203
Document Number	067393-255
Book / Page	67393 / 255
Instrument Date	Mar 31, 2022
Instrument	38139
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3 ARMANDALE ST, WORCESTER, MA 01603-1203

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Nov 28, 2018
Property Address	3 ARMANDALE ST, WORCESTER, MA 01603-1203
Document Number	59743-363
Book / Page	059743 / 000363
Instrument Date	Nov 20, 2018
Instrument	125728
Transaction Type	Transfer
Record Updated	Dec 18, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$957.60
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 BOTANY BAY RD WORCESTER MA 016023513, WORCESTER, MA 01602-3513

Mortgage

Document Number	59743-365
Date	Nov 28, 2018
Book Page	059743/000365
Instrument	125729

Lender

Name	ROSS MTG CO INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 27, 2048

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	3 ARMANDALE ST, WORCESTER, MA 01603-1203
Document Number	58307-252
Book / Page	058307 / 000252
Instrument Date	Jan 5, 2018
Transaction Type	Mortgage
Record Updated	Jan 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	58307-252
Date	Jan 11, 2018
Book Page	058307/000252
Instrument	3401

Lender

Name	MILLBURY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 3 Armandale St was $4,691, up 3.9% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,691.00 (+3.85%)	$353,232 (+3.15%) Land $93,332 Building $259,900	$412,643 (+23.29%)
2025	$4,517.00	$342,448 Land $87,848 Building $254,600	$334,685 (-17.8%)
2024			$407,170
2023	$4,244.00	$295,963 Land $76,363 Building $219,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Armandale St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Armandale St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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