Durham County property record for 3 Arcola Ln, Durham, NC 27705 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,514 sqft · built 1997 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $437,500 (Nov 2018) |
| Tax Bill | $7,727 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Jan 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0801-32-5874 |
| Primary APN | 0801-32-5874 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 3,514 sqft Heated Area |
| 1st Floor Area | 1,922 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Colonial |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Type | Attached |
| Garage Area | 411 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 184 sqft |
| Patio Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 3 ARCOLA LN |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27705-5488 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WINSTEAD/PH:03/LT#61 PL:000138-000092 |
| Legal Subdivision | WINSTEAD |
| Legal Phase | 3 |
| Legal Lot Number | 61 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | TRIANGLE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 2030 |
Source: Durham County records · APN 0801-32-5874
Assessment roll updated September 23, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 ARCOLA LN, DURHAM, NC 27705-5488 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 17, 2024 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jan 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Sep 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Nov 09, 2018 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Apr 16, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 09, 2018 · Amount on Record |
| Deed Sale | Nov 09, 2018 · Amount on Record |
| Prior Sale | Jun 15, 2004 · Amount on Record |
| Deed Document Number | 201839218 |
| Deed Book / Page | 8543 / 847 |
| Prior Transfer Date | Apr 11, 2018 |
| Prior Transfer Doc | 0084020355 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 3 ARCOLA LN, DURHAM, NC 27705-5488 |
| Transaction Type | Mortgage |
| Record Updated | May 01, 2024 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | OPR100860114 |
|---|---|
| Date | Apr 17, 2024 |
| Book Page | OPR 10086/114 |
| Instrument | 2024093195 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | 100 N TRYON ST, CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 04, 2054 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 3 ARCOLA LN, DURHAM, NC 27705-5488 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2021 |
| Title Company | SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|
| Document Number | 0092100491 |
|---|---|
| Date | Jan 26, 2021 |
| Book Page | 9210/491 |
| Instrument | 2021004022 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 3 ARCOLA LN, DURHAM, NC 27705-5488 |
| Document Number | 0087700946 |
| Instrument Date | Sep 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3 ARCOLA LN DURHAM NC 277055488, DURHAM, NC 27705-5488 |
| Document Number | 0087700946 |
|---|---|
| Date | Oct 07, 2019 |
| Book Page | 008770/000946 |
| Instrument | 36743 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 06, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Nov 09, 2018 |
| Property Address | 3 ARCOLA LN, DURHAM, NC 27705-5488 |
| Document Number | 0085430847 |
| Book / Page | 008543 / 000847 |
| Instrument Date | Nov 05, 2018 |
| Instrument | 39218 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $875.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3 ARCOLA LN DURHAM NC 277055488, DURHAM, NC 27705-5488 |
| Document Number | 85430849 |
|---|---|
| Date | Nov 09, 2018 |
| Book Page | 008543/000849 |
| Instrument | 39219 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1901 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 08, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Apr 16, 2018 |
| Property Address | 3 ARCOLA LN, DURHAM, NC 27705-5488 |
| Document Number | 0084020355 |
| Book / Page | 008402 / 000355 |
| Instrument Date | Apr 11, 2018 |
| Instrument | 12233 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3 ARCOLA LN DURHAM NC 277055488, DURHAM, NC 27705-5488 |
Source: Durham County records · Assessment roll updated September 23, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,727.00 (+35.7%) | $779,558 (+79.31%) Land $164,250 Building $615,308 | $779,558 (+79.31%) Land $164,250 Building $615,308 |
| 2023 | $5,694.00 (+2.34%) | $434,746 Land $80,245 Building $354,501 | $434,746 Land $80,245 Building $354,501 |
| 2022 | $5,564.00 |
Source: FEMA National Flood Hazard Layer, Durham County (37063C), updated June 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370630020302, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 15 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force 15 of 15 on primary residences |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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