3 Arbor Ct, Buffalo Grove, IL 60089 Property Records

Cook County property record for 3 Arbor Ct, Buffalo Grove, IL 60089

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,076 sqft · built 1964
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on Record
Last Sale	$281,000 (Jul 2018)
Tax Bill	$8,962 (2023)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-05-213-014`

Property Details

APN / Parcel Number

Primary APN	`03-05-213-014`
Alternative APN	`03-05-213-014-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,076 sqft Living Area
1st Floor Area	1,076 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1965
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,200 sqft (0.165 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	3 ARBOR CT
City	BUFFALO GROVE
State	IL
Zip	60089-2001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 109 IN BUFFALO GROVE UNIT #6 E2 OF SEC05 T42N R11E 3P
Legal Range	11E
Legal Township	42N
Legal Section	05
Legal Subdivision	BUFFALO GROVE UNIT 06
Legal Lot Number	109
Jurisdiction	COOK IL
Township / Civil Division	WHEELING
Census Block Group	2
Census Block	2008
Census Tract	803010

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 ARBOR CT, BUFFALO GROVE, IL 60089-2001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Apr 11, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 28, 2019	Deed of Trust, Mortgage COMPASS MTG
Jul 16, 2018	Warranty Deed, Transfer · Conventional with PMI SOFI MTG LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2018 · Amount on Record
Deed Sale	Jul 16, 2018 · Amount on Record
Prior Sale	Apr 14, 2008 · Amount on Record
Deed Document Number	20186048
Prior Transfer Date	Apr 5, 1994
Prior Transfer Doc	0000000185
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3 ARBOR CT, BUFFALO GROVE, IL 60089-2001
Transaction Type	Mortgage
Record Updated	Nov 6, 2025
Title Company	BURNETT TITLE, BURNET TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 ARBOR CT, BUFFALO GROVE, IL 60089-2001

Mortgage

Document Number	0029520083
Date	Oct 22, 2025
Instrument	2529520083

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate	6.55%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3 ARBOR CT, BUFFALO GROVE, IL 60089-2001
Transaction Type	Mortgage
Record Updated	Apr 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010224002
Date	Apr 11, 2024
Instrument	2410224002

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3 ARBOR CT, BUFFALO GROVE, IL 60089-2001
Document Number	1932408414
Instrument Date	Oct 28, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 ARBOR CT BUFFALO GROVE IL 600892001, BUFFALO GROVE, IL 60089-2001

Mortgage

Document Number	1932408414
Date	Nov 20, 2019
Instrument	32408414

Lender

Name	COMPASS MTG
Type	Mortgage Company
Address	WARRENVILLE, IL 60555

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2049

Interest

Rate Type	Fixed Rate
Rate	3.62%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jul 16, 2018
Property Address	3 ARBOR CT, BUFFALO GROVE, IL 60089-2001
Document Number	1819706048
Instrument Date	May 30, 2018
Instrument	19706048
Transaction Type	Transfer
Record Updated	Jul 30, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$281.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 ARBOR CT BUFFALO GROVE IL 600892001, BUFFALO GROVE, IL 60089-2001

Mortgage

Document Number	1819849139
Date	Jul 16, 2018
Instrument	19849139

Lender

Name	SOFI MTG LLC
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2048

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Wheeling Township
Municipality	Buffalo Grove Village
Secondary School District	Township High School District 214 (09 - 12)
Elementary School District	Wheeling Community Consolidated School District 21 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$31,000 (+10.71%) Land $7,560 Building $23,440	$310,000 (+10.71%) Land $75,600 Building $234,400
2023	$8,962.00 (+3.96%)
2022	$8,621.00	$28,000 Land $6,480 Building $21,520	$280,000 Land $64,800 Building $215,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	10 (1982–2013)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Jun 2013 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Aug 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO GROVE serves 43,212 people · EPA ID IL0314180
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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