3 Arabel St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 3 Arabel St, Oswego, NY 13126 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Architecture StyleRanch
Year BuiltBuilt 1985
Square Footage880 sqft Living Area
Lot Size7,722 sqft (0.177 acres)
Last Sale$2,350,000 (2022)
Tax Bill$1,406.00 (2025)

Owner

Source: Oswego County and Oswego City records · APN 351200 128.25-07-04

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address255 W SENECA ST, 1, OSWEGO, NY 13126-1821
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 11, 2022 · Amount on Record
Deed SaleApr 11, 2022 · Amount on Record
Prior SaleJun 23, 2008 · Amount on Record
Deed Doc Number20223595
Prior Transfer DateDec 11, 2006
Prior Transfer Doc0000006657
Record RefreshedJun 08, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateApr 11, 2022
Property Address3 ARABEL ST, OSWEGO, NY 13126-1606
Document Number0000003595
Instrument DateApr 04, 2022
InstrumentR-2022-003595
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyCNY ABSTRACT AND TITLE SERVICES INC, CNY ABSTRACT & TTL SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$9,400.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address1790 COUNTY ROUTE 1, 1790, OSWEGO, NY 13126-6184

Transferred To (Grantee/Buyer)

NameVerified Name
Address806 COUNTY ROUTE 53, OSWEGO, NY 13126-6487
InvestorPossibly a Property Investor

Mortgage

Document Number0000003596
DateApr 11, 2022
InstrumentR-2022-003596
Lender
NameNBT BANK NATIONAL ASSOCIATION
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Mortgage

Document Number0000003599
DateApr 11, 2022
InstrumentR-2022-003599
Lender
NameTHOMAS KELLS
TypePrivate Party
Address1790 COUNTY ROUTE I, OSWEGO, NY 13126
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueJun 01, 2032

Tax Assessment & Valuation

Source: Oswego County and Oswego City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
MunicipalityOswego City
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,406.00$75,000 (+89.39%) Land $17,000 Building $58,000$75,000 (+57.2%) Land $17,000 Building $58,000
2023$39,600 Land $10,500 Building $29,100$47,711 Land $12,651 Building $35,060

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oswego County (36075C), updated October 15, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN351200 128.25-07-04
Alternative APNs
  • 120012802500070040000000
  • 1930 M

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area880 sqft Living Area
1st Floor880 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleRanch Style
Exterior MaterialWood Exterior
Lot Area7,722 sqft (0.177 acres)
Depth X Width117 ft x 66 ft Depth x Width
Shed1 Shed

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number1930 M
Street Address3 ARABEL ST
CityOSWEGO
StateNY
Zip13126-1606
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionEAST OSWEGO
Legal Block7
Legal Lot Number4.000
JurisdictionOSWEGO NY
Minor Civil DivisionOSWEGO
Census Blockgroup1
Census Block1033
Census Tract21605

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