Middlesex County and Billerica Town property record for 3 Apple St, Billerica, MA 01821
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,785 sqft · built 1963 |
| Lot Size | 0.974 acres (42,423 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $580,000 (Sep 2022) |
| Tax Bill | $8,378 (2026) |
| Deeds & Mortgages | Sep 2025 Mortgage Sep 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | BILL M:0102 B:0005 L:0 |
| Primary APN | BILL M:0102 B:0005 L:0 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,785 sqft Living Area |
| Gross Area | 4,334 sqft |
| Basement Area | 1,395 sqft |
| Unfinished Basement | 697 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 42,423 sqft (0.974 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 4 APPLE ST |
|---|---|
| City | BILLERICA |
| State | MA |
| Zip | 01821-6510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 3 |
| Legal Block | 5 |
| Jurisdiction | BILLERICA MA |
| Township / Civil Division | BILLERICA |
| Census Block Group | 4 |
| Census Block | 4031 |
| Census Tract | 316300 |
Source: Middlesex County and Billerica Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4 APPLE ST, BILLERICA, MA 01821-6510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Sep 4, 2025 | Deed of Trust, Mortgage · Conventional Mortgage EAGLE BANK |
| Sep 29, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage LAURIE MARCHANT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2022 · Amount on Record |
| Deed Sale | Sep 29, 2022 · Amount on Record |
| Deed Document Number | 202240970 |
| Deed Book / Page | 37413 / 74 |
| Last Transfer Date | Aug 2, 2025 |
| Transfer Doc | 00039431-4 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BILLERICA MA |
| Property Address | 3 APPLE ST, BILLERICA, MA 01821-6511 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039495-136 |
|---|---|
| Date | Sep 4, 2025 |
| Book Page | 39495/136 |
| Instrument | 27714 |
| Name | EAGLE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.99% |
| Type Change Date | Oct 1, 2032 |
| Index | 1-Year CMT |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BILLERICA MA |
| Recording Date | Sep 29, 2022 |
| Property Address | 3 APPLE ST, BILLERICA, MA 01821-6511 |
| Document Number | 0037413-74 |
| Book / Page | 37413 / 74 |
| Instrument Date | Sep 29, 2022 |
| Instrument | 40970 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 APPLE ST, BILLERICA, MA 01821-6511 |
| Document Number | 0000040971 |
|---|---|
| Date | Sep 29, 2022 |
| Instrument | 40971 |
| Name | LAURIE MARCHANT |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Billerica Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Billerica Town |
| Unified School District | Billerica School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,378.00 (+3.66%) | $721,600 (+1.52%) Land $388,500 Building $318,400 | $856,330 (-) |
| 2025 | $8,082.00 (+18.89%) | $710,800 (+18.05%) Land $377,700 Building $333,100 | $856,330 (+7.97%) |
| 2024 | $6,798.00 (-2.38%) | $602,100 (+2.62%) Land $322,900 Building $279,200 | $793,155 |
| 2023 | $6,964.00 | $586,700 Land $312,500 Building $274,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 88% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BILLERICA WATER WORKS serves 42,119 people · EPA ID MA3031000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Bromate resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
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