Essex County and Saugus Town property record for 3 Apple Ln, Saugus, MA 01906 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1967 |
| Square Footage | 2,657 sqft Living Area |
| Lot Size | 10,515 sqft (0.241 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $545,000 (2018) |
| Tax Bill | $6,937.00 (2025) |
| Primary APN | SAUG M:008-D B:0009 L:0017 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,657 sqft Living Area |
| Gross Area | 3,412 sqft Gross Area |
| 1st Floor | 1,727 sqft 1st Floor |
| Basement Area | 1,550 sqft Basement |
| Unfinished Basement | 620 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Ranch Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 10,515 sqft (0.241 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Basement Garage |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Account Number | 9602016 |
|---|---|
| Street Address | 3 APPLE LN |
| City | SAUGUS |
| State | MA |
| Zip | 01906-3252 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 9 |
| Legal Lot Number | 17 |
| Jurisdiction | SAUGUS MA |
| Minor Civil Division | SAUGUS |
| Census Blockgroup | 3 |
| Census Block | 3007 |
| Census Tract | 208200 |
Source: Essex County and Saugus Town records · APN SAUG M:008-D B:0009 L:0017
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 APPLE LN, SAUGUS, MA 01906-3252 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 08, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance FIRST GUARANTY MORTGAGE |
| Oct 01, 2018 | Quit Claim Arm's Length for NE States, Transfer EASTERN BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 01, 2018 · Amount on Record |
| Deed Sale | Oct 01, 2018 · Amount on Record |
| Prior Sale | Oct 29, 2013 · Amount on Record |
| Deed Book / Page | 37055 / 299 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 3 APPLE LN, SAUGUS, MA 01906-3252 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38689-193 |
|---|---|
| Date | Jul 08, 2020 |
| Book Page | 38689/193 |
| Instrument | 20200708000580 |
| Name | FIRST GUARANTY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Oct 01, 2018 |
| Property Address | 3 APPLE LN, SAUGUS, MA 01906-3252 |
| Document Number | 37055-299 |
| Book / Page | 37055 / 299 |
| Instrument | 181001005770 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $46.74 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 370550301 |
|---|---|
| Date | Oct 01, 2018 |
| Instrument | 37055/0301 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 01, 2048 |
Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,937.00 (+3.03%) | $649,500 (+2.74%) Land $334,900 Building $314,600 | $800,945 |
| 2024 | $6,733.00 (+4.66%) | $632,200 (+10.66%) Land $325,900 Building $306,300 | |
| 2023 | $6,433.00 | $571,300 Land $285,100 Building $286,200 |
3 Apple Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Essex County (25009C), updated July 10, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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