3 Apple Dr, Spring Lake, NJ 07762 Property Records

Monmouth County and Spring Lake Heights Borough property record for 3 Apple Dr, Spring Lake, NJ 07762

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,788 sqft · built 1984
Lot Size0.011 acres (492 sqft)
Owner2 Individual Names on Record
Last Sale$300,000 (Jan 2004)
Tax Bill$9,002 (2025)
Deeds & MortgagesApr 2021 Mortgage
Jul 2017 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN48-00042-08-00125

Property Details

APN / Parcel Number

Primary APN48-00042-08-00125
Alternative APNs
  • 4800042000800125
  • 10910

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,788 sqft Living Area
1st Floor Area1,020 sqft
Upper Floors Area1,056 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleColonial
Construction TypeFrame
Roof TypeGable
Roof MaterialOther
Lot Area492 sqft (0.011 acres)
Garage TypeBuilt-in
Garage Area288 sqft
Parking Spaces1 Parking Space
Patio Area280 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number10910
Street Address3 APPLE DR
CitySPRING LAKE
StateNJ
Zip07762-2174
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionFAIRWAYS MEWS BLDG 62 UNIT 2
Legal SubdivisionFAIRWAY MEWS SEC 01 BLDG PH 62
Legal Block42.8
Legal Lot Number125
JurisdictionMONMOUTH NJ
Township / Civil DivisionSPRING LAKE HEIGHTS
Census Block Group1
Census Block1008
Census Tract808901

Owner

Source: Monmouth County and Spring Lake Heights Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3 APPLE DR, SPRING LAKE, NJ 07762-2174
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Jul 27, 2017Grant Deed, Transfer · Conventional Mortgage
WELLS FARGO BK
Jul 14, 2017Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 26, 2004 · Amount on Record
Deed SaleJan 26, 2004 · Amount on Record
Deed Book / Page8321 / 3373
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address3 APPLE DR, SPRING LAKE, NJ 07762-2174
Transaction TypeMortgage
Record UpdatedMay 3, 2021
Title CompanyBESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0094994981
DateApr 8, 2021
Book Page9499/4981
Instrument2021056871
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 1, 2036

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONMOUTH NJ
Recording DateJul 27, 2017
Property Address3 APPLE DR, SPRING LAKE, NJ 07762-2174
Document Number0000072318
Book / Page009238 / 003236
Instrument DateJul 14, 2017
Instrument72318
Transaction TypeTransfer
Record UpdatedAug 23, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$550.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3 APPLE DR SPG SPRING LAKE HEIGHTS NJ 07762, SPRING LAKE HEIGHTS, NJ 07762

Mortgage

Document Number72319
DateJul 27, 2017
Book Page009238/003242
Instrument72319
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 26, 2047

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address3 APPLE DR, SPRING LAKE, NJ 07762-2174
Document Number0000032113
Instrument DateJul 14, 2017
Transaction TypeMortgage
Record UpdatedAug 31, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3 APPLE DR SPRING LAKE NJ 077622174, SPRING LAKE, NJ 07762-2174

Mortgage

Document Number0000032113
DateApr 3, 2018
Book Page009280/005603
Instrument32113
Lender
NameWELLS FARGO BK
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 2, 2048

Tax Assessment & Valuation

Source: Monmouth County and Spring Lake Heights Borough assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalitySpring Lake Heights Borough
Unified School DistrictSpring Lake Heights Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$983,200 (+11.84%) Land $726,800 Building $256,400$983,200 (+11.84%) Land $726,800 Building $256,400
2025$9,002.00 (+13.81%)$879,100 (+37.66%) Land $625,000 Building $254,100$879,100 (+37.66%) Land $625,000 Building $254,100
2024$7,910.00 (+7.05%)
2023$638,600 Land $395,000 Building $243,600$638,600 Land $395,000 Building $243,600
2022$7,389.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOROUGH OF SPRINGLAKE HEIGHTS
serves 5,000 people · EPA ID NJ1349001
Water SourcePurchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN
Last State InspectionAug 2025
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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