3 Andrew St, Saint Clair, MO 63077 Property Records

Franklin County property record for 3 Andrew St, Saint Clair, MO 63077 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 2008
Square Footage1,488 sqft Living Area
Lot Size17,424 sqft (0.4 acres)
OccupancyOwner Occupied
Last Sale$158,900 (2008)
Tax Bill$2,313.00 (2025)

Property Details

APN / Parcel Number

Primary APN22-7-25.0-1-021-002.490

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area1,488 sqft Living Area
Stories1 Stories

Exterior

Year BuiltBuilt 2008
Architectural StyleA-Frame Style
Construction TypeFrame Construction
Lot Area17,424 sqft (0.4 acres)

Location & Zoning

Street Address3 ANDREW ST
CitySAINT CLAIR
StateMO
Zip63077-2624
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT:19 GREEN VALLEY CREEK
Legal Range01W
Legal Township42
Legal Section25
Legal QuarterNE
Legal SubdivisionGREEN VALLEY CREEK
Legal Block21
Legal Lot Number19
JurisdictionFRANKLIN MO
Minor Civil DivisionCENTRAL
Census Blockgroup2
Census Block2085
Census Tract800903

Owner

Source: Franklin County records · APN 22-7-25.0-1-021-002.490

Assessment roll updated May 31, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address3 ANDREW ST, SAINT CLAIR, MO 63077-2624
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Mar 08, 2021Deed of Trust, Mortgage · Conventional Mortgage
PACIFIC WESTERN BANK
Mar 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
PACIFIC WESTERN BANK
May 12, 2022Deed of Trust, Mortgage · Conventional Mortgage
FARMERS & MECHANICS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 20, 2008 · Amount on Record
Deed SaleJun 20, 2008 · Amount on Record
Prior SaleFeb 07, 2008
Deed Doc Number0811839
Record RefreshedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MO
Property Address3 ANDREW ST, SAINT CLAIR, MO 63077-2624
Transaction TypeMortgage
Record UpdatedJan 09, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002104230
DateMar 08, 2021
Instrument2104230
Lender
NamePACIFIC WESTERN BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MO
Property Address3 ANDREW ST, SAINT CLAIR, MO 63077-2624
Transaction TypeMortgage
Record UpdatedJan 09, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002104860
DateMar 16, 2021
Instrument2104860
Lender
NamePACIFIC WESTERN BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MO
Property Address3 ANDREW ST, SAINT CLAIR, MO 63077-2624
Transaction TypeMortgage
Record UpdatedJan 09, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002207806
DateMay 12, 2022
Instrument2207806
Lender
NameFARMERS & MECHANICS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMay 01, 2042
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated May 31, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateMissouri
CountyFranklin County
MunicipalitySt. Clair City
Unified School DistrictSt. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,313.00 (+17.59%)$34,337 (+8.72%)$180,720 (+8.72%) Land $13,000 Building $167,720
2023$1,967.00 (-10.35%)$31,582$166,220 Land $13,000 Building $153,220
2022$2,194.00

Flood & Wildfire

3 Andrew St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Franklin County (29071C), updated June 4, 2020

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
37th percentile of exposed land nationally · 31st in Missouri
Wildfire LikelihoodModerate — about 1 in 1,724 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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