3 Andrew Cir, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 3 Andrew Cir, Natick, MA 01760

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,440 sqft · built 1987
Lot Size0.461 acres (20,072 sqft)
OwnerIndividual Name on File
Last Sale$690,000 (Aug 2013)
Tax Bill$11,623 (2025)
Deeds & MortgagesOct 2021 Line of Credit
Sep 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN4-000034AC

Property Details

APN / Parcel Number

Primary APN4-000034AC
Alternative APN
  • NATI M:00000004 P:000034AC

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area2,440 sqft Living Area
1st Floor Area924 sqft
Basement Area360 sqft
Unfinished Basement360 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Lot Area20,072 sqft (0.461 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number4-000034AC
Street Address3 ANDREW CIR
CityNATICK
StateMA
Zip01760-1000
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSC
JurisdictionNATICK MA
Township / Civil DivisionNATICK
Census Block Group1
Census Block1008
Census Tract382100

Owner

3 Andrew Cir is owned and occupied by an individual who bought it in August 2013.

Source: Middlesex County and Natick Town records, as of April 14, 2026

Owner of RecordIndividual Name on File
Mailing Address3 ANDREW CIR, NATICK, MA 01760-1000
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2021Deed of Trust, Mortgage · Line of Credit
LEOMINSTER CU
Sep 1, 2021Quit Claim Deed, Transfer · Stand-Alone Refinance
NORTHPOINT MORTGAGE INC
Sep 1, 2021Quit Claim Deed, Transfer · Stand-Alone Refinance
NORTHPOINT MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 5, 2013 · Amount on File
Deed SaleAug 5, 2013 · Amount on File
Prior SaleOct 7, 2005 · Amount on File
Deed Book / Page62389 / 414
Transfer Doc062389-414
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address3 ANDREW CIR, NATICK, MA 01760-1000
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number078979-402
DateOct 25, 2021
Book Page78979/402
Instrument232835
Lender
NameLEOMINSTER CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term241 Months
DueNov 1, 2041
Interest
Rate TypeAdjustable Rate

September 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNATICK MA
Recording DateSep 1, 2021
Property Address3 ANDREW CIR, NATICK, MA 01760-1000
Document Number78611-157
Book / Page78611 / 157
Instrument DateAug 27, 2021
Instrument196260
Transaction TypeTransfer
Record UpdatedSep 17, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 ANDREW CIR, NATICK, MA 01760-1000

Mortgage

Document Number78611-160
DateSep 1, 2021
Book Page78611/160
Instrument196261
Lender
NameNORTHPOINT MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term241 Months
DueOct 1, 2041

September 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNATICK MA
Recording DateSep 1, 2021
Property Address3 ANDREW CIR, NATICK, MA 01760-1000
Document Number078611-157
Book / Page78611 / 157
Instrument DateAug 27, 2021
Instrument196260
Transaction TypeTransfer
Record UpdatedJul 26, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 ANDREW CIR, NATICK, MA 01760-1000

Mortgage

Document Number0000196261
DateSep 1, 2021
Instrument196261
Lender
NameNORTHPOINT MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term241 Months
DueOct 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 3 Andrew Cir was $11,623, up 3.2% from the year before.

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionNatick Town
Unified School DistrictNatick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,623.00 (+3.2%)$971,800 (+5.78%) Land $472,700 Building $499,100$1,195,480
2024$11,263.00 (+6.39%)$918,700 (+9.68%) Land $446,500 Building $472,200
2023$10,587.00$837,600 Land $418,100 Building $419,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Andrew Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1978)
Most Recent ClaimFeb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Andrew Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNATICK WATER AND SEWER DIVISION
serves 37,006 people · EPA ID MA3198000
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber
980 / 880

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