Essex County and North Caldwell Borough property record for 3 Andover Dr, Caldwell, NJ 07006
| Property Type | Single Family Home |
|---|---|
| Details | 3,164 sqft · built 1967 |
| Lot Size | 0.574 acres (24,999 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $750,000 (Jul 2021) |
| Tax Bill | $16,915 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-01002-0000-00011 |
| Primary APN | 15-01002-0000-00011 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,164 sqft Living Area |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Construction Type | Frame |
| Lot Area | 24,999 sqft (0.574 acres) |
| Lot Dimensions | 200 ft deep x 125 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 1501103000000020 |
|---|---|
| Street Address | 3 ANDOVER DR |
| City | CALDWELL |
| State | NJ |
| Zip | 07006-4201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 125X200+19X200TRI |
| Legal Block | 1002 |
| Legal Lot Number | 11 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | NORTH CALDWELL |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 21602 |
3 Andover Dr is owned and occupied by two individuals who bought it in July 2021.
Source: Essex County and North Caldwell Borough records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 ANDOVER DR, CALDWELL, NJ 07006-4201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 7, 2021 | Deed, Transfer · Conventional Mortgage PNC BANK NA |
| Dec 21, 2018 | Deed of Trust, Mortgage · Conventional Mortgage GUARDHILL FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2021 · Amount on File |
| Deed Sale | Jul 7, 2021 · Amount on File |
| Deed Document Number | 202182074 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jul 7, 2021 |
| Property Address | 3 ANDOVER DR, CALDWELL, NJ 07006-4201 |
| Document Number | 2021082074 |
| Instrument Date | May 26, 2021 |
| Instrument | 2021082074 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2021 |
| Title Company | RIVERSIDE TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,550.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 315 E 69TH ST # ST11H, 315, NEW YORK, NY 10021-5527 |
| Name | Verified Name |
|---|---|
| Address | 3 ANDOVER DR, NORTH CALDWELL, NJ 07006-4201 |
| Document Number | 2021082075 |
|---|---|
| Date | Jul 7, 2021 |
| Instrument | 2021082075 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 3 ANDOVER DR, CALDWELL, NJ 07006-4201 |
| Document Number | 0000003349 |
| Instrument Date | Dec 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3 ANDOVER DR NORTH CALDWELL NJ 070064201, NORTH CALDWELL, NJ 07006-4201 |
| Document Number | 0000003349 |
|---|---|
| Date | Jan 11, 2019 |
| Instrument | 3349 |
| Name | GUARDHILL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | NEW YORK, NY 10017 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 10, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
The 2025 property tax bill for 3 Andover Dr was $16,915, up 2.2% from the year before.
Source: Essex County and North Caldwell Borough assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| Municipality | North Caldwell Borough |
| Elementary School District | North Caldwell Borough School District (KG - 06) |
| Secondary School District | West Essex Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $732,900 (-) Land $343,000 Building $389,900 | $732,900 (-) Land $343,000 Building $389,900 | |
| 2025 | $16,915.00 (+2.22%) | $732,900 Land $343,000 Building $389,900 | $732,900 Land $343,000 Building $389,900 |
| 2024 | $16,548.00 | ||
| 2023 | $732,900 Land $343,000 Building $389,900 | $732,900 Land $343,000 Building $389,900 | |
| 2022 | $15,969.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Andover Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1978–1983) |
| Most Recent Claim | Jan 1983 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Andover Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH CALDWELL WATER DEP serves 6,000 people · EPA ID NJ0715001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
May also be available: AT&T, T-Mobile, Xfinity.
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