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3 Aloha Rd, Westerly, RI 02891 Property Records

Westerly Town property record for 3 Aloha Rd, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property TypeResidential Multi-Family (5+ Units)
Lot Size2 acres (87,120 sqft)
OwnerIndividual Name on File
Last Sale$4,200,000 (Jan 2005)
Tax Bill$58,249 (2025)
Deeds & MortgagesJan 2024 Refinance
Sep 2020 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APNM:180 B:35-A L

Property Details

APN / Parcel Number

Primary APNM:180 B:35-A L
Alternative APNs
  • WEST M:180 B:35 L:A
  • 18145761

Exterior

Lot Area87,120 sqft (2 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Account Number18145761
Street Address3 ALOHA RD
CityWESTERLY
StateRI
Zip02891-5211
Property CategoryResidential
Property TypeResidential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Block35
Legal Lot NumberA
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group1
Census Block1085
Census Tract51000

Owner

Source: Westerly Town records · APN M:180 B:35-A L

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10 N BRANFORD RD, WALLINGFORD, CT 06492-2712
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 17, 2024Quit Claim Deed, Transfer · Stand-Alone Refinance
DIME BANK
Sep 22, 2020Deed of Trust, Mortgage
JP MORGAN CHASE BK
Jun 28, 2018Deed of Trust, Mortgage · Line of Credit
WASHINGTON TR CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 05, 2005 · Amount on Record
Deed SaleJan 05, 2005 · Amount on Record
Deed Book / Page1363 / 237
Last Transfer DateJan 11, 2024
Transfer Doc002024-654
Record UpdatedSep 20, 2026

January 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTERLY RI
Recording DateJan 17, 2024
Property Address3 ALOHA RD, WESTERLY, RI 02891-5211
Document Number002024-654
Book / Page2024 / 654
Instrument DateJan 11, 2024
Instrument2024-159
Transaction TypeTransfer
Record UpdatedFeb 01, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 PILGRIM HBR, WALLINGFORD, CT 06492-5440

Mortgage

Document Number002024-661
DateJan 17, 2024
Book Page2024/661
Instrument2024-160
Lender
NameDIME BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term109 Months
DueFeb 01, 2033

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address3 ALOHA RD, WESTERLY, RI 02891-5211
Document Number2020-9939
Instrument DateSep 22, 2020
Transaction TypeMortgage
Record UpdatedOct 13, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 ALOHA RD WESTERLY RI 028915211, WESTERLY, RI 02891-5211

Mortgage

Document Number2020-9939
DateSep 23, 2020
Book Page002020/019939
Instrument4558
Lender
NameJP MORGAN CHASE BK
TypeBank
Agreement
AmountAmount Recorded
Term360 Months
DueSep 22, 2050
Interest
Rate TypeAdjustable Rate
Rate2.75%

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address3 ALOHA RD, WESTERLY, RI 02891-5211
Document Number2018-938
Instrument DateJun 28, 2018
Transaction TypeMortgage
Record UpdatedJul 17, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 ALOHA RD WESTERLY RI 028915211, WESTERLY, RI 02891-5211

Mortgage

Document Number2018-938
DateJun 29, 2018
Book Page002018/010938
Instrument2731
Lender
NameWASHINGTON TR CO
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 28, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$58,249.00 (+7.8%)$8,192,600 (+45.86%) Land $5,994,200 Building $2,198,400
2023$54,035.00 (+0.63%)$5,616,900 (-) Land $3,870,100 Building $1,746,800
2022$53,698.00$5,616,900 Land $3,870,100 Building $1,746,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090510001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 456 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies506 units insured (50 under condo master policies)
99 of 456 individual policies on primary residences
Nearby Flood Claims157 (1978–2024)
Claims Outside the SFHA22 of 157
Most Recent ClaimJan 2024, rainfall accumulation, Severe Storms And Flooding
Flood Events
  • Hurricane Sandy (Nov 2012), 86 claims
  • Severe Storms And Flooding (Mar 2010), 9 claims
  • Hurricane Bob (Aug 1991), 14 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Watch Hill Historic District
listed 1985 · 179 contributing resources · NRIS 85001948

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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