3 Alberta Ave, Charleston, SC 29403 Property Records

Charleston County property record for 3 Alberta Ave, Charleston, SC 29403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,368 sqft · built 2011
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$465,000 (Mar 2015)
Tax Bill	$3,101 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jul 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`463-11-03-101`

Property Details

APN / Parcel Number

Primary APN	`463-11-03-101`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,368 sqft Living Area
1st Floor Area	684 sqft
Upper Floors Area	684 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	166 ft deep x 72 ft wide
Porch	Slab
Porch Area	242 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	3 ALBERTA AVE
City	CHARLESTON
State	SC
Zip	29403-3305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POLTWP 005 MAPPLATB S11 MAPPLATP 0017 LOT 1
Legal Subdivision	CITY OF CHARLESTON
Legal Tract	1
Legal Lot Number	1
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	3
Census Block	3029
Census Tract	5900

Owner

3 Alberta Ave is owned and occupied by an individual who acquired it in July 2017.

Source: Charleston County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	3 ALBERTA AVE, CHARLESTON, SC 29403-3305
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2020	Deed of Trust, Mortgage · Conventional with PMI FIRST CITIZENS BK
Jul 24, 2017	Quit Claim Deed, Mortgage · Conventional with PMI FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2015 · Amount on File
Deed Sale	Mar 24, 2015 · Amount on File
Prior Sale	Jan 11, 2012 · Amount on File
Deed Book / Page	464 / 557
Last Transfer Date	Jul 17, 2017
Transfer Doc	0654/0116
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	3 ALBERTA AVE, CHARLESTON, SC 29403-3305
Document Number	0897/0307
Instrument Date	Jun 11, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 ALBERTA AVE CHARLESTON SC 294033305, CHARLESTON, SC 29403-3305

Mortgage

Document Number	0897/0307
Date	Jul 13, 2020
Book Page	000897/000307

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 12, 2050

July 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jul 24, 2017
Property Address	3 ALBERTA AVE, CHARLESTON, SC 29403-3305
Document Number	0654/0116
Book / Page	000654 / 000116
Instrument Date	Jul 17, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 ALBERTA AVE CHARLESTON SC 294033305, CHARLESTON, SC 29403-3305

Mortgage

Document Number	654/0117
Date	Jul 24, 2017
Book Page	000654/000117

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3 Alberta Ave was $3,101, up 11.2% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,101.00 (+11.19%)	$614,962 (+2,775%) Land $346,804 Building $268,158	$979,600 Land $439,800 Building $539,800
2024	$2,789.00	$21,390
2022	$2,604.00	$21,390	$549,700 Land $310,000 Building $239,700
2020			$549,700 Land $310,000 Building $239,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3 Alberta Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 194 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	252 units insured incl. 58 condo units
Nearby Flood Claims	4 (2015–2025)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3 Alberta Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, WOW Internet, Cable & Phone.

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