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3 Albert St, Shoreham, NY 11786 Property Records

Suffolk County and Brookhaven Town property record for 3 Albert St, Shoreham, NY 11786

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,032 sqft · built 1967
Lot Size0.45 acres (19,602 sqft)
Owner2 Individual Names on File
Last Sale$420,000 (Feb 2022)
Tax Bill$11,358 (2024)
Deeds & MortgagesNov 2023 Refinance
Feb 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0200-103.00-03.00-024.001

Property Details

APN / Parcel Number

Primary APN0200-103.00-03.00-024.001
Alternative APNs
  • 472289 103.00-03-024.001
  • 228910300000030240010000
  • 00001940371
  • 0001940371
  • 1940371

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,032 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Exterior MaterialBrick
Lot Area19,602 sqft (0.45 acres)
View / LotLake Front

Utilities, Heating & Cooling

Heating SystemRadiant

Location & Zoning

Account Number1940371
Street Address3 ALBERT ST
CitySHOREHAM
StateNY
Zip11786-2021
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHOREHAM TERRACE 2949 SEC 1 W 75FT
Legal SubdivisionSHOREHAM TERRACE
Legal Block3000
Legal Lot Number300
JurisdictionSUFFOLK NY
Township / Civil DivisionBROOKHAVEN
Census Block Group2
Census Block2002
Census Tract158411

Owner

3 Albert St is owned and occupied by two individuals who bought it in February 2022.

Source: Suffolk County and Brookhaven Town records, as of August 11, 2026

Owner of Record2 Individual Names on File
Mailing Address3 ALBERT ST, SHOREHAM, NY 11786-2021
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 8, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
SECRETARY HOUSING URBAN DEVELOPMENT
Feb 9, 2022Deed, Transfer · FHA Mortgage
EVOLVE BANK & TRUST

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 9, 2022 · Amount on File
Deed SaleFeb 9, 2022 · Amount on File
Prior SaleAug 23, 1995 · Amount on File
Deed Book / Page13142 / 339
Prior Transfer DateOct 11, 2001
Prior Transfer Doc1215000440
Record UpdatedSep 20, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address3 ALBERT ST, SHOREHAM, NY 11786-2021
Transaction TypeMortgage
Record UpdatedMar 26, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0235460187
DateNov 8, 2023
Book Page23546/187
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term337 Months
DueDec 1, 2051

February 2022: Deed, Transfer

Document TypeDeed
JurisdictionSUFFOLK NY
Recording DateFeb 9, 2022
Property Address3 ALBERT ST, SHOREHAM, NY 11786-2021
Document Number0131420339
Book / Page13142 / 339
Instrument DateDec 23, 2021
Transaction TypeTransfer
Record UpdatedJun 23, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00DM064544
DateFeb 9, 2022
InstrumentDM064544
Lender
NameEVOLVE BANK & TRUST
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2052

Tax Assessment & Valuation

Source: Suffolk County and Brookhaven Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionBrookhaven Town
Unified School DistrictShoreham-Wading River Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,800 Land $350 Building $2,450$583,334 Land $66,038 Building $462,264
2024$11,358.00
2023$2,800 Land $350 Building $2,450$5,185 Land $648 Building $4,537

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3 Albert St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Albert St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

May also be available: T-Mobile.

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