3 Adeline Way, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 3 Adeline Way, Acton, MA 01720

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,541 sqft · built 2017
Lot Size	0.169 acres (7,351 sqft)
Owner	Individual Name on File
Last Sale	$656,685 (Oct 2017)
Tax Bill	$16,368 (2025)
Deeds & Mortgages	Jul 2021 Refinance Aug 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`J3-7-2`

Property Details

APN / Parcel Number

Primary APN	`J3-7-2`
Alternative APN	`ACTO M:00J3 B:0007 L:0002`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,541 sqft Living Area
Gross Area	4,464 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,351 sqft (0.169 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	J3-7-2
Street Address	3 ADELINE WAY
City	ACTON
State	MA
Zip	01720-3239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	7
Legal Lot Number	2
Jurisdiction	ACTON MA
Township / Civil Division	ACTON
Census Block Group	3
Census Block	3000
Census Tract	363104

Owner

3 Adeline Way is owned and occupied by an individual who bought it in October 2017.

Source: Middlesex County and Acton Town records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3 ADELINE WAY, ACTON, MA 01720-3239
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP.
Aug 24, 2022	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Sep 1, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP.
Oct 5, 2017	Quit Claim Deed, Transfer · Conventional with PMI BAR HARBOR BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2017 · Amount on File
Deed Sale	Oct 5, 2017 · Amount on File
Deed Book / Page	70037 / 344
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	3 ADELINE WAY, ACTON, MA 01720-3239
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	078332-150
Date	Jul 27, 2021
Book Page	78332/150
Instrument	167953

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	3 ADELINE WAY, ACTON, MA 01720-3239
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0080621-92
Date	Aug 24, 2022
Book Page	80621/92
Instrument	129612

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	3 ADELINE WAY, ACTON, MA 01720-3239
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75507-22
Date	Sep 1, 2020
Book Page	75507/22
Instrument	151248

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2035

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ACTON MA
Recording Date	Oct 5, 2017
Property Address	3 ADELINE WAY, ACTON, MA 01720-3239
Document Number	70037-344
Book / Page	070037 / 000344
Instrument Date	Sep 28, 2017
Instrument	1556
Transaction Type	Transfer
Record Updated	Oct 24, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,994.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 ADELINE WAY ACTON MA 017203239, ACTON, MA 01720-3239

Mortgage

Document Number	70037-349
Date	Oct 5, 2017
Book Page	070037/000349
Instrument	1557

Lender

Name	BAR HARBOR BK&TR
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 4, 2047

Interest

Rate	3.38%

Tax Assessment & Valuation

The 2025 property tax bill for 3 Adeline Way was $16,368, up 6.8% from the year before.

Source: Middlesex County and Acton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Acton Town
Unified School District	Acton-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,368.00 (+6.81%)	$954,400 (+3.82%) Land $299,800 Building $654,600	$1,007,000 (+1.22%)
2024	$15,325.00 (+1.58%)	$919,300 (+7.01%) Land $299,800 Building $619,500	$994,840
2023	$15,086.00	$859,100 Land $272,400 Building $586,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Adeline Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1979)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Adeline Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACTON WATER SUPPLY DISTRICT serves 21,285 people · EPA ID MA2002000
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

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