3 Adelaide Ave, Middletown, RI 02842 Property Records

Middletown Town property record for 3 Adelaide Ave, Middletown, RI 02842

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,396 sqft · built 1991
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on File
Last Sale$325,000 (Sep 2003)
Tax Bill$8,258 (2025)
Deeds & MortgagesJun 2020 Refinance
Flood ZoneZone X (minimal risk)
APN200400376

Property Details

APN / Parcel Number

Primary APN200400376
Alternative APN
  • MIDD M:0108 B:SE L:86

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,396 sqft Living Area
Gross Area2,809 sqft
1st Floor Area1,396 sqft
Basement Area624 sqft
Unfinished Basement624 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleRaised Ranch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,326 sqft (0.26 acres)
Garage TypeBasement
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number200400376
Street Address3 ADELAIDE AVE
CityMIDDLETOWN
StateRI
Zip02842-4901
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal BlockSE
Legal Lot Number86
JurisdictionMIDDLETOWN RI
Township / Civil DivisionMIDDLETOWN
Census Block Group1
Census Block1032
Census Tract40302

Owner

3 Adelaide Ave is owned and occupied by two individuals who bought it in September 2003.

Source: Middletown Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address3 ADELAIDE AVE, MIDDLETOWN, RI 02842-4901
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 24, 2003 · Amount on File
Deed SaleSep 24, 2003 · Amount on File
Prior SaleNov 23, 1992 · Amount on File
Deed Book / Page795 / 145
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLETOWN RI
Property Address3 ADELAIDE AVE, MIDDLETOWN, RI 02842-4901
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1658-204
DateJun 29, 2020
Book Page1658/204
Instrument1957
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueJul 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 3 Adelaide Ave was $8,258.

Source: Middletown Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionMiddletown Town
Unified School DistrictMiddletown School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,258.00$700,400 Land $462,600 Building $237,800$711,986
2023$5,188.00 (+4.74%)$412,100 (-) Land $248,700 Building $163,400
2022$4,953.00$412,100 Land $248,700 Building $163,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Adelaide Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1978–2023)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3 Adelaide Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEWPORT-CITY OF
serves 42,155 people · EPA ID RI1592010
Water SourceSurface water
Last State InspectionOct 2022
Lead4 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
1,000 / 35
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

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